

New American Funding - Craig Spencer
New American Funding - Louisville, KY


University of Louisville
Thanks for visiting my personal page. I'm a Branch Manager and Loan Officer at New American Funding. I'm licensed in KY, IN, GA, FL, and CA, and have nearly 30 years of mortgage lending experience. I enjoy working with people to find that p... Show More
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Reviews from Web
This was my first home I have ever bought and Craig did an awesome job helping me out with the whole process. I thought this process would be stressful but it was not in the slightest with all the help I got. I would recommend Craig all day...
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Reply from New American Funding - Craig Spence...
August 12th, 2026 06:09 PM
Hey Nolan. Congrats on your new 1st home! You were great to work with!
New American Funding - Craig Spencer has received a review with 5 star rating from Greg D
Reply from Owner
August 10th, 2026 02:46 PM
Hi Greg. Thanks for coming back to me for your refinance!
Craig stayed on top of the process from start to finish and kept us informed along the way. It is a pleasure working with him!
Reply from Craig Spencer
August 12th, 2026 06:10 PM
Hi Greg. Thanks for coming back to me for your financing. Greatly appreciated!
Great communication
Reply from New American Funding - Craig Spence...
August 5th, 2026 07:57 PM
Thanks Sharon and Greg!
New American Funding - Craig Spencer has received a review with 5 star rating from Jeri-kay H
Reply from Owner
August 5th, 2026 07:58 PM
Congrats JK! I wish you all the best at your new home!
Craig is what made it great and the team he has with him. Exceptional communication and just amazing. I was so stressed out and he never got frustrated with me. His response time was great. He is what made the whole process amazing
Reply from New American Funding - Craig Spence...
July 28th, 2026 03:37 PM
Thanks JK. You were great to work with. I wish you all the best in your first house!
Great problem solving
Reply from New American Funding - Craig Spence...
July 22nd, 2026 04:14 PM
Thanks Heidi. I always enjoy working with excellent realtors!
Craig was amazing!
Reply from New American Funding - Craig Spence...
July 20th, 2026 04:04 PM
Thanks Michael! Congrats on your and Hallie's new home!
Craig Spencer was the best mortgage broker I have ever worked with. He made the entire transition feel like a friend helping a friend vs. it being transactional.
Reply from Owner
July 17th, 2026 06:41 PM
Thanks Chris for the kind review! I hope that you and Richard enjoy Louisville and your new home. Thanks again!
Craig's transparent communication and personal engagment made the transation feel like a friend helping another vs it being a transactional relationship. I will always go to him for my mortgage needs.
Reply from New American Funding - Craig Spence...
July 17th, 2026 06:42 PM
Thanks Chris. You and Richard were great to work with. Congrats!
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About
Thanks for visiting my personal page. I'm a Branch Manager and Loan Officer at New American Funding. I'm licensed in KY, IN, GA, FL, and CA, and have nearly 30 years of mortgage lending experience. I enjoy working with people to find that perfect loan product for their financing needs. I welcome first time home buyers as I take the time to walk them through the whole home buying experience.
My company, New American Funding, is a leading mortgage lender and servicer dedicated to providing exceptional home loan solutions to individuals and families across the United States. With a strong commitment to customer service, innovation, and integrity, we strive to make the dream of homeownership a reality for all. As a direct lender, New American Funding has the flexibility to offer a wide range of loan programs, including Conventional, FHA, VA, USDA, and Jumbo loans. We utilize cutting-edge technology and industry-leading tools to streamline the application and approval process, making it faster, more efficient, and transparent for our customers. Our mission is to help our customers achieve their dreams.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Bank Statement Mortgages
Home Equity Loan
Specialities
Mortgage Lending
Purchase
Refinance
Conventional Loan
VA Loan
FHA Loan
Reverse Mortgage
Construction Loan
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Education
- University of LouisvilleBachelor of Arts in PsychologySep 1988 -May 1992

Positions
- New American Funding - Branch Manager Louisville-LexingtonDec 1st, 2023 - Current
Memberships
- Member of Saint Raphael Catholic Church
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1996
Time Zone
Pacific Standard Time (PST)
Licenses
- Kentucky
- Indiana
- Florida
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Achievements
- Certified VA Loan Specialist
Hobbies
- Fan of all sports, dog lover, hiking, weight training, Louisville Cardinal fan.
Disclaimer
NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing