

New American Funding - Craig Spencer
New American Funding - Louisville, KY


University of Louisville
Thanks for visiting my personal page. I'm a Branch Manager and Loan Officer at New American Funding. I'm licensed in KY, IN, GA, FL, and CA, and have nearly 30 years of mortgage lending experience. I enjoy working with people to find that p... Show More
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Informative and quick process. Made everything easy for us.
Reply from Owner
January 9th, 2026 09:14 AM
I'm glad to hear that the process was straightforward and informative for you, Dalton. Making things easy for my clients is always a priority. If you have any more questions or need assistance in the future, don't hesitate to reach out.
Informative and quick process
Reply from Craig Spencer
January 1st, 2026 03:33 PM
Thank you for highlighting the efficiency and clarity of the process, Dalton. I'm pleased that you found everything informative and swift. If there's anything else you need or if you have further questions, feel free to reach out.
Craig's vast knowledge of mortgages always helps my deals. A lot of people talk about good customer service, but they should really look to Craig, if they really want to understand it. He sets the platinum standard.
Reply from New American Funding - Craig Spence...
December 8th, 2025 10:27 PM
Thanks Jeff. Always great to work with you!
Could not of been better
Reply from New American Funding - Craig Spence...
November 10th, 2025 05:00 PM
Thanks Eddie and Ann. You guys are always great to work with. Greatly appreciated!
New American Funding - Craig Spencer has received a review with 5 star rating from Kim L
Reply from Owner
December 8th, 2025 10:28 PM
Thanks Kim for the review. Greatly appreciated!
Great communication, easy to work with.
Reply from New American Funding - Craig Spence...
November 3rd, 2025 06:34 PM
Thanks Kyle and Kim. It's always great working with you both. Congrats on the new house!
Craig is a pure blessing to work with. He will explain to you all the essential things, with joy in his voice. You can tell he enjoys his job. That makes a difference when working with people.
Reply from Owner
November 3rd, 2025 06:35 PM
Thanks Shelley for the kind words. Greatly appreciated!
Craig is a pure blessing to work with. He will explain to you all the essential things, with joy in his voice. You can tell he enjoys his job. That makes a difference when working with people.
Reply from Craig Spencer
October 30th, 2025 05:10 PM
Thank you for sharing your experience you had with New American Funding. Customer satisfaction is our main priority and your feedback is greatly appreciated.
This is the second loan I've gotten through Craig and he always does a fantastic job at communicating and getting things done.
Reply from New American Funding - Craig Spence...
September 19th, 2025 07:56 PM
Thanks Joe. I greatly appreciate you coming back to me again for financing. Good luck with your new investment property!
Craig is always fantastic to work with; he communicates well, is always kind and ready to switch gears if need be. He's the best!
Reply from New American Funding - Craig Spence...
September 15th, 2025 03:46 PM
Thanks Lori. Congrats to you and Joe on the new investment property. You both were great to work with!
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About
Thanks for visiting my personal page. I'm a Branch Manager and Loan Officer at New American Funding. I'm licensed in KY, IN, GA, FL, and CA, and have nearly 30 years of mortgage lending experience. I enjoy working with people to find that perfect loan product for their financing needs. I welcome first time home buyers as I take the time to walk them through the whole home buying experience.
My company, New American Funding, is a leading mortgage lender and servicer dedicated to providing exceptional home loan solutions to individuals and families across the United States. With a strong commitment to customer service, innovation, and integrity, we strive to make the dream of homeownership a reality for all. As a direct lender, New American Funding has the flexibility to offer a wide range of loan programs, including Conventional, FHA, VA, USDA, and Jumbo loans. We utilize cutting-edge technology and industry-leading tools to streamline the application and approval process, making it faster, more efficient, and transparent for our customers. Our mission is to help our customers achieve their dreams.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Bank Statement Mortgages
Home Equity Loan
Specialities
Mortgage Lending
Purchase
Refinance
Conventional Loan
VA Loan
FHA Loan
Reverse Mortgage
Construction Loan
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Education
- University of LouisvilleBachelor of Arts in PsychologySep 1988 -May 1992

Positions
- New American Funding - Branch Manager Louisville-LexingtonDec 1st, 2023 - Current
Memberships
- Member of Saint Raphael Catholic Church
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1996
Time Zone
Pacific Standard Time (PST)
Licenses
- Kentucky
- Indiana
- Florida
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Achievements
- Certified VA Loan Specialist
Hobbies
- Fan of all sports, dog lover, hiking, weight training, Louisville Cardinal fan.
Disclaimer
NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing