

West Capital Lending, Irvine, CA
Irvine, CA

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Reviews from Web
and his team were great. When they passed us on to the actual lender I was unimpressed.
I got in touch with Ramzi and he really helped me restructure my debts. He was very easy to talk to, understood me and is very trustworthy. 5 star service!
Very responsive and great outcome .
Reply from Reneil Lovo - NMLS 1152663
June 30th, 2026 02:32 PM
William, I appreciate your feedback and am pleased to hear you had a positive experience with the responsiveness and results. It was my pleasure to work with you on the cash-out refinance. If you have any more questions in the future or need...
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Ken Babineau is great. This is my second time working with him and I intend to work with him in the future. He is responsive, honest and provided the best options for us. Thank you, Ken for taking care of us.
Reply from Ken Babineau
June 30th, 2026 02:10 PM
Thank you so much, Ethel and Nichelle—I truly appreciate your kind words and your continued trust in me. It’s always a pleasure working with you, and I’m grateful for the opportunity to help you explore the best options each time. I look forward...
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If you’ve ever gone into the loan process expecting stress, confusion, and at least one mild existential crisis… let me introduce you to Brian Ramos at West Cap, who somehow turned the entire experience into something dangerously close to enjoyable....
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Reply from Brian Ramos - West Capital Lending
March 26th, 2026 06:16 PM
Vladimir, "slightly disappointed you no longer had a reason to email me every day" - I'll be honest, I felt that too. Reviews like this one remind me exactly why I do this work, and the fact that you walked away actually understanding what...
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If you’ve ever gone into the loan process expecting stress, confusion, and at least one mild existential crisis… let me introduce you to Brian Ramos at West Cap, who somehow turned the entire experience into something dangerously close to enjoyable....
read more
Reply from Brian Ramos
June 29th, 2026 06:48 PM
Vladimir, "slightly disappointed you no longer had a reason to email me every day" - I'll be honest, I felt that too. Reviews like this one remind me exactly why I do this work, and the fact that you walked away actually understanding what...
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Megan Butler is an amazing person full of knowledge and helpful in making my decision for this loan.
Tustin has received a review with 5 star rating from Ben S
We had the best experience in a really important life decision. Luiz made it so that I only had to think about whether to do the Heloc or not. He explained every detail with patience and confidence. I asked the same questions three and four...
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Reply from Owner
March 25th, 2026 12:00 AM
Thank you so much for your kind words I really appreciate it, especially with such an important decision. I’m glad I could make the process simple and help you feel confident every step of the way. “Family first” is something I truly believe...
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Mazda and his team did an outstanding job from start to finish. They were able to close our loan under a tight timeline, and their ability to navigate challenges and still deliver results was impressive. Communication was clear, consistent,...
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9141–9150 of 47362
About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Pacific Standard Time (PST)
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing