

West Capital Lending, Irvine, CA
Irvine, CA

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Bernie and the team are great! Helped us lock up a great loan and interest rate just in time. Closing was a breeze too!
Reply from Bernie Carrillo
June 29th, 2026 06:44 PM
Thank you so much for the kind words! It was a pleasure helping you secure a great loan and rate at the right time. I’m glad we could make the closing process smooth and stress-free for you. If you ever need anything in the future, my team...
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Refinancing a home mortgage loan” - even the thought of starting the process was intimidating and overwhelming but within one minutes of speaking to Brian Ramos I knew that I no longer needed to hear from another lender. West Capital Lending...
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Refinancing a home mortgage loan” - even the thought of starting the process was intimidating and overwhelming but within one minutes of speaking to Brian Ramos I knew that I no longer needed to hear from another lender. West Capital Lending...
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Reply from Brian Ramos
June 29th, 2026 06:48 PM
Sheila, this one stopped me in my tracks. Knowing within a minute that you were done shopping - that's the kind of trust I never take for granted. Refinancing can feel overwhelming, and walking you through it at a pace that worked with your...
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I truly appreciate Jonathan Kavanagh exceptional guidance throughout my home's refinance process. Jonathan is very kind and patient, he takes the time and willingness to listen and answer with clear explaination to all questions and concerns...
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Working with Joanna Mann at West Capital Lending was an absolutely stellar experience from start to finish. Joanna is incredibly attentive, making sure every detail was handled with care and precision. What really stood out was her responsiveness—no...
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Reply from Joanna Lerma Mann
June 30th, 2026 03:53 PM
It was a pleasure to assist with your home purchase. I'm so happy it's a home that you love & will continue to create magical memories there for years to come. If you guys or any contacts have any loan questions, please reach out any time....
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I highly recommend Mr. Ross services he is very knowledgeable, responsive. The whole process always takes care of our concerns or questions.He exceeds ours expectations. All others just want take or work for the easier clients. Mr. Ross Go...
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Reply from Romtein "Ross" Rostami
June 30th, 2026 02:30 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
Reza was so helpful and kept us informed throughout the entire process. Made the loan experience one without stress and dare I say, pleasurable. Thank you.
I have never been happier or more impressed with a loan officer as I was with Kristina Wesley.Kristina made the process very easy and explained every aspect of the transaction.Even the distance between our locations did not keep her from being...
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Reply from Kristina Alyn Wesley
October 14th, 2026 02:08 PM
I really appreciate the feedback and am looking forward to working with you again.
The entire process was quick and effortless!!!! Ben's great to work with.
Working with Brad to get approved for the loan I needed was beyond my expectations. Even after closing I can still count on him to get the answers I need. Thanks Brad!!
Reply from Owner
April 2nd, 2026 06:09 PM
Thank you, Randy. I really appreciate your kind words and the opportunity to help you get approved for the loan you needed. It means a lot to know your experience exceeded expectations. I always work hard to provide honest guidance, fast communication,...
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Company
Time Zone
Pacific Standard Time (PST)
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing