

Lumin Lending, Irvine, CA
Irvine, CA

With over 30 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM(Open now)
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Kevin helped me getting the best interest rate on my recent refinance. He was great throughout the entire process and had excellent communication. I appreciate his thoroughness as it can be difficult to navigate through this process. I would...
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I am very thankful for John Vu Tran's (JT) professional, responsive and honest assistance with the whole refinancing process from beginning to end. He made himself available to me via any method of my choice - email, business phone or cell...
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We shopped around various lenders and landed on a few that had really low rates and closing costs. Most of those lenders had terrible customer service. We ended up going with Zillow Home Loans, my Loan and Processing agent called me daily during...
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I applied for mortgage refinance through Zillow in July. Agent Michael Douthwaite gave us fast and great help in the process. Just in one day after we completed our application, he could send us the initial disclosure. He explained the different...
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Refinance process was very easy and seamless. The Loan Officer I worked with, John Vu Tran (JT) was very pleasant to work with. He was able to get me a quote closer to what I was hoping for and was able to answer all my questions throughout...
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We've refinanced our home a few times over 25 years, and this was the easiest refinance ever. All of the required documents can be submitted easily online, and Michael kept us up to date the whole way.
I had the pleasure of working with John Tran (JT) a second time for a second refinance. The process was easier than the first time and was quick to close. I would recommend him to others looking to refinance.--- Update ---The mortgage refinance...
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Reply from Owner
October 14th, 2025 12:00 AM
Thank you for going through me and trusting me to help you out not once but twice. Let me know if want to talk my number is up there on the top :")
It was great working with John on on refinancing. He was very knowledgeable and helpful in answering questions when I had them. He is also very personable and one of the things that I appreciated him doing was sending me a birthday card since...
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Working with John has never been easier. He is a very accommodating person to work with and highly responsive. I look forward to working with John in the future.
I was skeptical about going with such a large mortgage lender, but was pleasantly surprised by the service we received from DJ at Quicken Loans. Not only was he able to find my wife and I a competitive rate with lower fees than expected, he...
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About
With over 30 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
Products & Services
Mortgage Lender
FHA Home Loan
Conventional Home Loan
Mortgage Refinance
Our Branch
Time Zone
Pacific Standard Time (PST)
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