Kevin Pham
VP Sales
With over of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
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Business Hours
Wed
8 AM to 5 PM(Open now)
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Great communication, seamless transition, and extremely responsive. Whole process was easy and stress free
Reply from Kevin Pham
September 18th, 2026 05:20 PM
I'm happy to hear that the process was easy and stress-free for you, Jeffrey. Great communication and responsiveness are key priorities at Lumin Lending, and I'm pleased I could provide that for you.
Kevin made not only looking at new homes, but purchasing our first home super easy and stress free
Reply from Kevin Pham
September 18th, 2026 08:47 PM
I'm glad to hear that your experience purchasing your first home was easy and stress-free, Jessica. It's wonderful to know I could assist you in looking at new homes and help make the process smooth with the team at Lumin Lending.
Working with Kevin Pham on a HELOC was a wonderful experience. He was knowledgeable, professional and really knew the best loan for my situation. I would recommend him to my friends and family. It was a pleasure working with him.
The whole process was seamless, literally like a walk in the park. Moe was extremely knowledgeable and provided transparent advice. He was promptly communicative every step of the way. They gave us the best quote compared to the company we've...
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Reply from Kevin Pham
February 21st, 2026 03:59 PM
I'm glad to hear that the process felt effortless for you, Yrish. It's good to know that Moe provided knowledgeable and transparent guidance throughout. Providing a competitive quote is important to me, and I’m happy we could meet your needs....
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No issue with Kevin Pham, everything was straightforward. Most of our interactions were with Moe Ekhies. We will definitely work with Moe and his team including Kevin in the future. Thank you so much.
Reply from Kevin Pham
February 18th, 2026 03:00 PM
I'm pleased to know that you found the process straightforward, David. It's great to hear that Moe and I could assist you effectively. If there's anything more you need from me, feel free to reach out anytime. Looking forward to working with...
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Appreciate everything! Very proffesional and helpful. Guided me through the whole process, a great experience.
Reply from Kevin Pham
January 19th, 2026 07:12 PM
Thank you for your kind words, David. I'm glad I could assist and make the process smooth for you. Should you have any further questions or need additional assistance, don't hesitate to get in touch.
Kevin was quick to get it done . friendly and knowledgeable . thanks Kevin .
Reply from Kevin Pham
December 25th, 2025 11:01 PM
I'm glad to hear that you had a positive experience, Raman. It was great to assist you, and I'm pleased I could help efficiently. If there's anything more you need, feel free to reach out anytime.
Kevin is very responsive and had great ideas to address my particular needs. I highly recommend him and will not hesitate to use him in the future if the need arises.
I will defiantly work with Kevin Phan in the future and recommend him to family and friends He kept me updated and explain everything to me - He was able to help me with my request.I more than happy with his service Irene
I have truly enjoyed my experience working with Kevin. What made me choose him with my refinance, was his cute family picture I received from him. He is truly and family guy and gets things done at the same time. The whole process was easy...
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About
With over of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
Products & Services
Mortgage Loan Officer
Mortgage Refinance
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Year Started
2015
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1420831