Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Lower, LLC
I would highly recommend Clay to anyone looking for a lender. He is professional and does a very good job of explaining everything. He is also very good with communicating.
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Clay was great to work with! He responds quickly and professionally. He also did a very good job of breaking down the details and explaining everything. I would recommend him to anyone!
Reply from Clay Brown
September 18th, 2026 05:29 PM
Thanks for the kind words, Joel!! Enjoyed working you! Enjoy the new home!
It was nice to get to know Mike as a fellow Texan and someone near our age, not just as our loan officer. We appreciated his steady guidance and his appearance at our closing on the loan.
Reply from Mike Lindeman
September 25th, 2026 04:35 PM
I'm grateful for your kind words, Susan. It was a pleasure connecting with you as a fellow Texan and guiding you through the loan process with Lower. I'm glad my presence at the closing was meaningful for you.
Very helpful
Doug Richards has received a review with 5 star rating from Ana M
I received quick responses to all my questions. The folow-up and attention waa extremely helpful to me.
Reply from Doug Richards
September 25th, 2026 02:36 PM
Ana, I'm glad to hear that the quick responses and follow-up were helpful to you. At Lower, ensuring that your questions are addressed promptly is a top priority for me. If there's anything more you'd like to discuss, feel free to reach out....
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Tom was great to work with. He helped explain any of the terms I questioned with patience. He and Michelle got everything done and organized and pushed through so efficiently with my tight time line. Couldn't have done it without them!
Never missed a beat! Made sure I knew what was going on at all times. Made the process so simple.
Blair is very professional and prompt, and he is a straight shooter about the who/what/when/where/why and how of closing. He made the purchase of my first home a breeze, and I will certainly recommend him to anyone in need of a lender.
Reply from Blair Mathewson
September 25th, 2026 01:45 PM
Max, thank you for your kind words. I'm pleased to hear that your first home purchase was a breeze and that I could assist with clear information throughout the process. It’s great to know you’d recommend me at Lower to others in need of a...
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Marco Garofalo has received a review with 5 star rating from Thomas B O J
601–610 of 62038
About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.