Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Phil is absolutely wonderful! I initially reached out to him while he was out of town on vacation and he still took the time to help me with a short turn around time for my closing. His guidance and assistance throughout the process was very...
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Reply from Phil Cunningham
May 20th, 2026 01:44 PM
Thank you for the kind review Amanda. It is an amazing feeling seeing someone so joyous and deserving get into their first home. You made the process easy by trusting and performing at every ask. I am excited that you now have a place you can...
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We had an incredible experience with Nicole. She was extremely helpful and guided us in the right direction. When we were confused or u sure of things, she kindly explained them so we felt comfortable moving forward.
Reply from Owner
August 3rd, 2026 01:42 PM
Thank you so much for your thoughtful review! It truly means a lot to know you felt supported throughout the process. My goal is always to make sure my clients understand every step so they can move forward with confidence, never feeling rushed...
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Ed Rexroth
The staff was very pleasant and patient.
Communication was great.
They made this process a good experience.
Would definitely recommend them.
Reply from Ed Rexroth
May 21st, 2026 06:27 PM
Tondalayo, I appreciate your kind words about the pleasant and patient service from my staff. I'm glad to hear that the communication met your expectations and that you had a good experience. Thank you for recommending us!
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Reily was awesome to work with during the process of buying our home! He was quick to respond, very kind, answered any questions we had, and he was so helpful. He made this process very smooth and easy for us. We are so appreciative and thankful!...
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Reply from Owner
September 29th, 2026 12:00 AM
Thank you for the amazing feedback Ryen! You were a great client to work with
Brianna was very helpful throughout the process, always quick to answer questions whenever we had them. She has an efficient, streamlined process, and was friendly and personable.
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I felt very supported at all steps of the process. There was always someone there to answer my questions.
Reply from Brian Hafner
May 21st, 2026 08:17 PM
I'm glad to hear that you felt supported throughout the process, Samantha. I'm pleased that I could be there to answer your questions whenever you needed. If there's anything else I can help with, please let me know.
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Jeff is very helpful and very responsive.
Reply from Jeff Ingram
May 20th, 2026 07:22 PM
I'm glad you found my assistance helpful, Antonio. Being responsive and meeting your needs is important to me. Thank you for your positive feedback!
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Paul Greer
Paul was very responive and helpful!
Reply from Paul Greer
May 20th, 2026 06:45 PM
Samuel, I'm glad to hear that you found me responsive and helpful. Your kind words are greatly appreciated!
Rayma, worked harder than anyone I've ever had helped me with a mortgage. She always answered her phone, always got back to me with my questions. I will refer her to anyone I know looking for a mortgage To her. She is the best and I don't say...
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Reply from Rayma McGehee
May 20th, 2026 05:48 PM
Thank you for your generous feedback, Jennifer. I'm pleased to hear that my efforts made a positive impact on your mortgage experience. Your intention to refer me to others means a lot, and I'm here if you or anyone you know needs further assistance....
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Attention to detail,
great communication and no surprises! Kind and professional .
Reply from Gabby Leonard
May 20th, 2026 05:34 PM
Angela, I'm truly grateful for your kind words and for highlighting my attention to detail and communication. It was a pleasure working with you, and I'm glad I could provide you with a smooth and professional experience.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.