Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
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McCaughan Home Lending (Powered by Lower, LLC) - Clearwater Branch
I had a great experience working with Michael Baralt. He was professional, knowledgeable, and responsive throughout the entire process. Michael took the time to answer all my questions, explained everything clearly, and made the experience...
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Doug stayed in constant contact, he was patient and addressed all my concerns.
Reply from Doug Richards
June 1st, 2026 02:08 PM
I'm glad to hear that I could address all your concerns, Sharon. Staying in constant contact and being patient are important to me, and I'm pleased that it made a positive impact on your experience. If you need any further assistance, feel...
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She is pretty nice. Good service fast. Easy, thank you.
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Nice, fast, easy, good service.
Reply from Maria Snyder
May 29th, 2026 07:27 PM
Khurshed, I'm glad to hear that you found the service nice and efficient. Thank you for your positive words! If there's anything more I can assist with, feel free to reach out.
Blaine made this a smooth process and was very knowledgeable about our needs
Reply from Blaine Bailey
May 29th, 2026 07:12 PM
Clive, I'm grateful for your kind words. It's nice to know that I could make the process smooth and meet your needs with my knowledge. If you have any more questions or need further assistance, I'm here to help.
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The underwriting could of gone smoother.
Reply from Lee Medlin
May 29th, 2026 06:59 PM
Ronald, I appreciate your feedback and understand that the underwriting process could have been smoother. Please reach out to me directly if there's anything more I can do to address your concerns or assist further.
Rayma was very sweet
Reply from Rayma McGehee
May 29th, 2026 06:36 PM
Thank you, Austine. I'm glad to hear that you had a positive experience. If there's anything else I can assist you with, please feel welcome to reach out.
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Jeff Marsack has received a review with 5 star rating from Zak
Reply from Owner
October 7th, 2026 03:00 PM
Thank you Zak. All the best in your great new home!
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Jeff was fantastic, but I was automatically sent forms I didn't need to sign a few times, and had some bugs in the system with escrows I didn't want but kept showing up on the paperwork. Jeff was incredbile in resolving these items quickly.
Reply from Jeff Marsack
May 23rd, 2026 12:55 PM
I'm grateful for your kind words Zach. It was great working with you during this process and getting you and your family into such a great home in the perfect area that you wanted! Look forward to hearing from you in the future.
Working with Ashton and her team was such as stress free, seamless and efficient process. I cannot recommend them enough! One of the best perks is receiving video updates from Ashton directly on the status of the loan process. What a nice personal...
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4371–4380 of 62571
About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.