Blaine Bailey
Loan Advisor | NMLS# 183991
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
Blaine is exceptional.He always answered our questions and gave us great advice.
Reply from Blaine Bailey
August 10th, 2026 02:03 PM
Mark, I'm pleased to hear that you found my advice helpful and that your questions were answered thoroughly. It's great to know I could assist you effectively. If there's anything else you need, feel free to reach out.
Blaine is, and has always been, thorough with everything and PATIENT in explaining every step to me. I should also say that Blaine had been my loan officer of choice for many years, and through several real estate transactions I wouldn't work...
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Reply from Blaine Bailey
August 5th, 2026 07:51 PM
Reece, I'm grateful for your kind words and continued trust over the years. It's wonderful to know that my thoroughness and patience have been helpful to you through multiple transactions. If there's anything else you need, I'm always here...
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Blaine was overly communicative and readily available for any number of questions we had.
Great communicate and answered all my questions and concerns.
Great experience working with this lender. The communication was outstanding; they took the time to explain every step of the process clearly and answered all questions. Furthermore, everything was handled in a very timely manner, making the...
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Reply from Blaine Bailey
June 30th, 2026 02:44 PM
Stephen, I appreciate your kind words and am glad to hear that the communication and process were clear and efficient for you. It's great to know that everything was handled smoothly and relieved any stress. If you have any more questions or...
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My husband worked well with you and your communication was concise and always prompt .
Reply from Blaine Bailey
June 29th, 2026 03:20 PM
Crae, I appreciate your feedback and am happy to hear that the communication was effective and timely. It's great to know that working with your husband went well. If you have any further questions or need assistance, feel free to reach out....
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Blaine commindicated in a timely manor and took the time to answer all my questions .
We were out of the country for most of this experience. Blain and his team were able to work through all of that anyway and still made it all happen. Thanks Blain!
we were provide with quick and personal service. Everything was explained in detail and blaine took time to help us as we needed it. I was blown away by the attention to detail and lack of pushy sales tactics. I would recommend blaine lver...
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Quickness to close and get approved
Reply from Blaine Bailey
June 15th, 2026 08:38 PM
Casey, I'm glad to hear that the process was quick and efficient for you. If there's anything else you need, please don't hesitate to let me know.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 183991
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.