Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Mitchell was always available to answer any wuestuons questions we had
I had a great experience working with TJ, she made buying a home easier than I would have ever expected! Great experience as a first time homebuyer.
Reply from Owner
June 1st, 2026 03:02 PM
Thank you, Nick! It was a pleasure helping you and Sarah purchase your first home. I'm so glad the process felt easier than you expected. Buying a home for the first time can feel overwhelming, and my goal is always to make sure my clients...
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TJ was great at communicating with us during this process, anytime we need additional information related to the "numbers", she would repond in a timely manner, I learned a ton from TJ during the home buying process!
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Reply from Home Team Lending
June 1st, 2026 03:03 PM
Thank you, Nick! I really appreciate the kind words. I know buying a home comes with a lot of questions, especially for first-time buyers, so I'm glad I could help explain the numbers and keep you informed throughout the process. It was a pleasure...
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Very great and informative studied the case very closely and found all the maximum things that would increase my chances of benefit in the mortgage challenge
Bruce and his team are absoluty amazing.
Reply from Bruce Buckless
June 8th, 2026 02:01 PM
Thank you, Ashley. I'm pleased to know that you had a positive experience with my team and me. If there's anything more we can do for you, please feel free to reach out.
everything
Reply from Nikkie Bickham
August 1st, 2026 04:56 PM
Thank you Jody! Thank you for allowing us to be a part of your journey and process! Congratulations again!
As ususl , works hard to get us the best rates, works fast and efficient.
Reply from Fred Holsman
June 8th, 2026 08:36 PM
Ismael, I'm thankful for your feedback and glad to hear that my efforts to secure the best rates and work efficiently met your expectations. If there's anything else I can assist with, please let me know.
Logan was amazing throughout my entire home-buying process! It didn't matter what time of night I reached out; he or his team was always there for me. Logan reassured me so many times that everything was going well, and even though the process...
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Reply from Logan Judah - Loan Officer, Lower L...
May 31st, 2026 05:23 PM
Felicia, I'm grateful for your kind words and happy to hear that I could support you throughout your home-buying journey. It's great to know that our efforts in securing the highest loan offer and down payment assistance made a positive impact....
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for
Jeff Marsack has received a review with 5 star rating from Lon H
for
Jeff was upfront and honest, responsive to text messages and very flexible. I highly recommend him and his team.
Reply from Jeff Marsack
June 8th, 2026 05:17 PM
Lon, I'm grateful for your recommendation and your kind words about my transparency and responsiveness. It's wonderful to know that you appreciated the flexibility and support from my team.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.