Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
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Nikki Rogers has received a review with 5 star rating from Shana M
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Avery was amazing! She answered every question I had and was very quick to respond! She made the whole process enjoyable! Thank you Avery! :)
Reply from Nikki Rogers
October 2nd, 2026 08:56 PM
Shana, I'm happy to hear that Avery made the process enjoyable for you and was responsive to your questions. It's great to know that the team at Lower could provide such a positive experience.
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Lower, LLC
Lower, LLC has received a review with 5 star rating from Ivan U
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Very knowledgeable and professional! They really went the extra mile to make us feel confortable and informed throughout the entire process. Would highly recommend the lower mortgate team!
Reply from Zach Mick
October 2nd, 2026 07:00 PM
Ivan, I'm grateful for your kind words about my knowledge and professionalism. It's important to me and the team at Lower to ensure you feel comfortable and informed throughout the process. Thank you for your recommendation!
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Lower Mortgage
Fred Holsman was very easy to work with and responded quickly to all of my questions. He made a daunting process very smooth and easy and I highly recommend him and Lower Mortgage services !
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Rhonda Holt with Lower LLC is EXCELLENT! Rhonda is very professional, reliable and friendly loan manager. Rhonda was very patient with me during the entire application process, if l had any questions, Rhonda was was quick to answer them. Rhonda...
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Lower, LLC
It was wonderful working with Joe! He was very personable, friendly, and knowledgeable. He made the whole process easy to understand, and it definitely helped knowing he really knew what he was doing. We were even able to get a better deal...
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It was wonderful working with Joe! He was very personable, friendly, and knowledgeable. He made the whole process easy to understand, and it definitely helped knowing he really knew what he was doing. We were even able to get a better deal...
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Reply from Joe Vergara
October 2nd, 2026 03:52 PM
Anthony, I'm glad to hear that I could make the process easy and clear for you. It's great to know you were able to secure a better deal than your mortgage company offered. Thank you for choosing to work with me and Lower!
Great communication just wish we could have got some equity money out but overall it was a great experience.
Reply from Christyanne Judge
October 2nd, 2026 02:55 PM
Susan, I'm glad you felt the communication was great throughout your experience with me at Lower. If you have any questions or need further assistance regarding equity options, please don't hesitate to reach out.
The patience, expertise, and knowledge that Grayson produced, along with care and concern made the experience great!!! 👍🏽
Reply from Grayson Henderson
October 2nd, 2026 02:52 PM
Hiram, I'm pleased that you found my patience, expertise, and care contributed to a great experience. At Lower, we strive to provide the best support and guidance to our clients.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.