Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
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Corey Vaughn
Overall a great experience!
Reply from Corey Vaughn
June 4th, 2026 09:43 PM
Thank you, so much!
Everything, but communication is key. Communication made my experience well worth it. I did not need to wait days or hours to recevie my important items.
Reply from Mitchell Wells
June 11th, 2026 04:30 PM
Dominick, I'm thankful that you found the communication effective during your experience with me. It's good to know that you received everything promptly, making it worthwhile for you. If there's anything else I can assist with, please don't...
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Communication and guiidance every step of the way. Explanations were explicit..
Reply from Shawn Milliken
June 11th, 2026 04:12 PM
PAULETTE, thank you for highlighting the communication and guidance you experienced. I'm pleased to know the explanations were clear and helpful. If you have any more questions or need further assistance, feel free to reach out.
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No one else I would trust with my process for buying a mortgage. Al has helped me with 2 houses now and is a fantastic resource and wealth of knowledge. He also is a fantastic communicator.
Reply from Owner
June 10th, 2026 03:53 PM
I'm grateful for your trust, Marc. It's wonderful to know that I've been able to assist you with two home purchases. Your kind words about my communication and expertise mean a lot to me. Thank you for sharing your experience.
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Al has helped me with several mortgages now. He is my go to guy and I will always refer people to him for services.
Reply from Al Hewitt
June 4th, 2026 08:35 PM
Marc, I'm grateful for your continued trust in me with your mortgage needs. It's an honor to be your go-to person, and I truly appreciate your referrals. Thank you for your kind words and support.
Make sure y'all work with TERRI CAGLE!!! Terri was an incredible lender! She kept everything perfectly organized, helped us secure the lowest possible closing costs, and made sure we closed right on schedule.
Reply from Owner
July 22nd, 2026 04:56 PM
Thank you so much for the awesome review!! I appreciate it very much!!
Terri was an incredible lender! She kept everything perfectly organized, helped us secure the lowest possible closing costs, and made sure we closed right on schedule. I would definitely recommend her to everyone I know! She's the BEST!!!!!...
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Reply from Terri Cagle
June 11th, 2026 03:37 PM
Michael, I'm grateful for your kind words and recommendation. It's wonderful to know that you appreciated my efforts in organizing and securing favorable closing costs for you. If there's anything else you need, please feel free to reach out....
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Nikkie and her team were outstanding. Would definitely use them again. Streamline process. Excellent communication. Highly recommend for all your mortgage needs. 10/10
Reply from Owner
June 4th, 2026 02:31 PM
Thank you, Cameron. We’re thrilled Nikkie and the team provided outstanding service and that our process and communication met your expectations. We appreciate the 10/10 recommendation and look forward to helping with any future mortgage needs....
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Nikkie and her team were outstanding. Would definitely use them again. Streamline process. Excellent communication. Would highly recommend.
Reply from Nikkie Bickham
June 11th, 2026 02:20 PM
Cameron, I'm pleased to hear that you had a positive experience with my team and me. Your recommendation and feedback on our communication mean a lot. If you ever need assistance again, we'd be happy to help.
Brian is the best - and the rest of the team did a great job here
Reply from Brian Angarone
June 4th, 2026 02:04 PM
Thank you so much John! We appreciate your business and love working with you!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.