Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
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Mrs Cabrales was very responsive and open to answering any questions I had throughout the process. She made my dreams of being a solo homeowner possible. muchisimas Gracias!
Reply from Ana Cabrales
July 8th, 2026 03:37 PM
Karla, I'm grateful for your kind words. It's wonderful to hear that I could assist you in achieving your dream of homeownership. Muchísimas gracias a ti por confiar en mí durante este proceso.
Tim was a very plesant guy to work with! He made everything very easy! Would recommend him to anyone!
Reply from Tim Summers
July 1st, 2026 08:22 PM
Thank you for your kind words, Lynnley! I'm happy to hear that you found the process easy and pleasant. Your recommendation means a lot to me.
very informative, responsive, and respectful highly recommend
Reply from Tim Summers
July 1st, 2026 08:22 PM
Nathan, thank you for your kind recommendation. I'm happy to hear that you found the experience informative and that my responsiveness and respect were appreciated.
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Trey Howard has received a review with 5 star rating from Tiana D
Reply from Owner
July 12th, 2026 09:51 AM
Thank you for the perfect rating, Tiana. I appreciate your support and trust in me and Ruoff Mortgage.
Great experience from start to finish. They were always quick to answer my questions, kept me updated throughout the process, and made everything a lot less stressful. Buying a home can be overwhelming, but they made it feel easy. Really appreciate...
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Reply from Chris Velasquez
July 1st, 2026 03:13 PM
Thanks for your kind words, Edwin. Enjoy your new home!!!
Tim Summers was incredibly knowledgeable throughout the entire loan process and made us feel comfortable every step of the way. As first-time homebuyers, we had a lot to learn about home loans, and Tim took the time to patiently explain everything...
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Reply from Tim Summers
July 1st, 2026 08:24 PM
Joseph, I'm grateful for your thoughtful review. It's wonderful to know that my guidance helped make the loan process more comfortable and understandable for you as first-time homebuyers. I'm also pleased that the online process was convenient...
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Dane knows mortgage. He's not pretentious or stuck up about it, but he knows his products and he serves his clients well. It's rare to find someone who's not just in it for the paycheck. Thanks Dane!! 😃🏡🍻
Ernest was very helpful and explained every step of the way with getting a loan. He was very patient and kind. Ernest made this process very smooth. I loved that he was very attentive and always answered any questions i had. I would highly...
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Reply from Earnest Haynes
July 8th, 2026 01:24 PM
Aerial, I'm grateful for your kind words and pleased to know that you found the loan process smooth and informative. It's important to me to be attentive and answer any questions you have. Thank you for your recommendation, and if you need...
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I was the listing agent. Everything was smooth and on time.
Reply from Katie Henry
October 8th, 2026 04:06 PM
Thank you for the kind words Sharie!
Erik Gross - Lower Mortgage (Hurst, TX) has received a review with 5 star rating from Josie E
Reply from Owner
July 13th, 2026 01:18 PM
So happy we could help you get into your beautiful home, Josie. If you have any friends/family that could use our help, we would greatly appreciate you passing our info along. Thanks.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.