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Lower, LLC in Columbia, MD

Lower, LLC, Columbia, MD

Columbia, MD
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At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
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5 Star
97%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • K
    Kyle H
    Tequesta, FL
    Posted on July 4th, 2026 02:05 PM
    Very prompt and quick answers extremely friendly and very reassuring throughout the entire process
  • K
    Kirpaben P
    Maple Grove, MN
    Posted on July 4th, 2026 01:23 PM
    We had an excellent experience working with Jeff. He was professional, responsive, and made the entire home loan process smooth and stress-free. He answered all our questions and kept us informed every step of the way.
    Reply from Jeff Scherber
    July 13th, 2026 04:43 PM
    I'm grateful for your kind words, Kirpaben. It's wonderful to know that you found the home loan process smooth and stress-free. Keeping you informed and answering your questions is always a priority for me. Thank you for trusting me with your...
    read more
  • D
    Debbie W
    Beverly Hills, FL
    Posted on July 4th, 2026 12:32 PM
    The loan closed on time and was seamless.
    Reply from Katie Henry
    October 8th, 2026 04:06 PM
    Thank you for allowing me the opportunity to handle the financing on this one!
  • E
    Erik L
    Boise, ID
    Posted on July 4th, 2026 12:11 PM
    I went to other lenders to get approved and almost gave up because they couldn't approve me.i was reccomended to Fred by a friend, Fred approved me right away and he helped me purchased my new home .Thanks Fred
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    Reply from Fred Holsman
    July 13th, 2026 05:34 PM
    Erik, I'm pleased to hear that I could assist you in securing approval and help you purchase your new home. Your friend's recommendation means a lot, and I'm grateful for the opportunity to work with you. If you need anything else moving forward,...
    read more
  • M
    Misty J R
    Trappe, MD
    Posted on July 4th, 2026 11:38 AM
    Fgreat service
    Reply from Patrick Joyce
    July 13th, 2026 04:26 PM
    I'm glad you had a great experience, Misty! Thank you for your kind words.
  • for
    Jake Adler
    google
    M
    Meghan C
    Posted on July 4th, 2026 11:24 AM
    Jake and the Lower Mortgage team made our home-buying experience incredibly easy from start to finish. They were professional, responsive, and always available to answer our questions throughout the process. They made what could have been a...
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  • for
    Jake Adler
    Encompass
    M
    Meghan P C
    Stuarts Draft, VA
    Posted on July 4th, 2026 11:22 AM
    Jake and the Lower Mortgage team made our home-buying experience incredibly easy from start to finish. They were professional, responsive, and always available to answer our questions throughout the process. They made what could have been a...
    read more
    Reply from Jake Adler
    July 13th, 2026 07:05 PM
    Meghan, I'm grateful to hear that your home-buying experience was smooth and straightforward with my team and me. It's nice to know that our professionalism and responsiveness made a positive difference for your family. Thank you for your kind...
    read more
  • V
    Vanessa C
    Posted on July 4th, 2026 10:21 AM
    Edgar Ibarra has received a review with 5 star rating from Vanessa C
  • V
    Vanessa C
    Lake Los Angeles Area, CA
    Posted on July 4th, 2026 10:21 AM
    Edgar and his team are amazing, they went above and beyond to help us get the property that we liked. I am very grateful for everything that he did and to make my dream a reality, to becoming a first time home buyer.
    Reply from Edgar Ibarra
    July 13th, 2026 03:20 PM
    Vanessa, I appreciate your kind words and am glad to hear that you felt supported in becoming a first-time homebuyer. It's great to know that we could help make your dream a reality. If you ever need anything else, please don't hesitate to...
    read more
  • J
    James A L
    Denton, MD
    Posted on July 4th, 2026 10:20 AM
    Kindnesses respectfully . Very understanding and helpful. And just a very nice person thank you for everything you have done for me
    Reply from Abigail Shields
    July 13th, 2026 03:52 PM
    James, I appreciate your kind words and am pleased to have been able to assist you. It's wonderful to know that you felt understood and supported throughout the process. If there's anything else you need, please don't hesitate to reach out.
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    About
    At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Year Started

    2014

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer
    © 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.