Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Our experience from start to finish was effertless. Andrew was easy to reach when we had concerns or questions. He was eager to help us through the entire process.
Reply from Andrew Sassen
August 19th, 2026 02:27 PM
Joann, I appreciate your kind words and am glad to hear that the process felt effortless for you. It was a pleasure assisting you and being there whenever you had questions or concerns.
I was a first time homebuye! I had many questions along the way. I never felt like I was a burde. Rayma answered every single question I had. Rayma also kept me informed every step of the way and made sure to educate me on what was go on. I'm...
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Reply from Rayma McGehee
August 19th, 2026 02:29 PM
David, I'm so glad to hear that you felt supported and informed throughout your first home-buying experience. It was my pleasure to answer your questions and ensure you understood each step. Congratulations on becoming a homeowner!
Abigail was helpful in every aspect of the mortgage process. Always friendly and knowledgeable.
Reply from Abigail Shields
August 18th, 2026 09:05 PM
Evalyn, thank you for your kind words. I'm grateful to have been able to assist you throughout the mortgage process and ensure you felt supported. If there's anything more you need, please don't hesitate to reach out.
So many scams out there, you do not know who you can trust today. Charles understood that and explained EVERYTHING step by step. Was very patient when we were hesitant. Charles made the process so easy that it almost seemed too good to be true....
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Reply from Charles Elswick
August 18th, 2026 08:07 PM
Jonathan, I appreciate your kind words and am glad to hear that you felt reassured throughout the process. It's important to me that my clients feel secure and well-informed every step of the way. Thank you for trusting me to assist with your...
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Great communication and response time. Helped me alot a lot with understanding the finance of my first home purchase.
Reply from Kristen Clarke
August 18th, 2026 06:48 PM
Michael, I'm grateful for your feedback on my communication and response time. It's good to know that I could help you understand the finance aspects of your first home purchase.
Karina Cabrales has received a review with 5 star rating from Imelda R
Reply from Owner
September 1st, 2026 04:21 PM
Imelda, thank you for the 5-star rating. I appreciate your support and am here if you have any questions or need further assistance. always a call/ text away! Many blessings to you and yours :)
very glad can't be more grateful for our house 🏠
Reply from Karina Cabrales
August 18th, 2026 06:05 PM
Erick, I'm pleased to hear that you're very glad and grateful for your new house. It was a pleasure to assist you throughout the process.
Erik and his team were great to work with. Questions were answered quickly! The whole process was easy thanks to Erik and his team.
Reply from Owner
August 24th, 2026 01:48 PM
Thanks so much Lesley. Y'all were a pleasure to work with as well. Congratulations again.
for
Early in the process Tyler introduced his team and described what each member would be working on to support the loan process.This was very helpful and reassuring. A huge thanks to them all for their professionalism and thoroughness. Having...
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Reply from Tyler Garcia
August 12th, 2026 04:04 PM
Thank you for trusting the team Steven, we were happy to serve you!
Erik and his team walked us through the entire process. Their ability to communicate what they needed from us was outstanding and they anticipated all of our needs. They made the entire process very easy for us! I would NOT hesitate to recommend...
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Reply from Erik Gross - Lower Mortgage (Hurst,...
August 11th, 2026 05:38 PM
Thank you so much for the kind words and for being such great clients....it was OUR pleasure. Enjoy your beautiful new home. Thanks.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.