Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
Travis took the time to answer all of my questions and thoroughly explain my loan to me, which helped us feel more comfortable with our home purchase. If I ever didn’t understand something, I felt very comfortable asking questions. The frequent...
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Lisa was amazingly prompt and efficient in preparing the closing cost worksheets on every home I had an interest in purchasing. I am especially appreciative of her time and patience in explaining and guiding me through this home buying process....
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Constant and transparent communication, consistent follow through. I was able to leave it all to Amber and Matt and know it would be taken care of
Reply from Amber Tanner
October 5th, 2026 05:03 PM
Amy, I'm grateful for your kind words about the communication and follow-through that Matt and I provided during your process with Lower. It was a pleasure to work with you and ensure everything was handled smoothly.
Ashley Higdon & Ashley Goodman were both very responsive to all of my questions and kept the process fast and easy!
Reply from Ashley Higdon
October 3rd, 2026 12:34 AM
I'm pleased to hear that both Ashley Goodman and I were responsive to your questions, Morgan. It's great to know that the process was fast and easy for you with Lower. Thank you for sharing your experience!
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Very thorough with any question or concern i had. I work alot so phone calls are hard to answer and he mad e it very easy to communicate via text and through the app.
Erica’s communication throughout the entire process was fantastic. She kept everyone updated, was always available to answer any questions I had, and was incredibly responsive and professional from start to finish. As the buyer’s agent, I really...
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Lower Mortgage
Reily was efficient, friendly, and knowledgeable. I chose lower because they offered the lowest rates, and will continue to come back because of the excellent service from him and his team.
Reply from Owner
October 6th, 2026 04:16 PM
Thank you, Matt! Always happy to get a five star from you!
Elizabeth was very responsive and had a lot of experience dealing with our situation. The process was very smooth and easy.
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Lower Mortgage
Great working with Reily and his team at Lower - always prompt with responses but more importantly, Reily id knowledgeable, friendly and professional. He really makes purchasing a home as easy as possible.
Reply from Owner
October 6th, 2026 04:18 PM
Derrick - thank you for your support! It is a pleasure working with your first time homebuyers, doctor loans, investors and much more!
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Lower Mortgage
Reily and his team are true rockstars! They have helped many of my clients and family members with lending on their real estate transactions. They have helped me personally with a couple deals as well. I will continue to recommend them to everyone...
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Reply from Owner
October 6th, 2026 04:17 PM
Brad - it is a pleasure working with you and your clients. From first time home buyers, to relocations, to refinances!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.