Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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closed
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closed
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9 AM to 5 PM
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Reviews from Web
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Our team was the greatest. Nick went above and beyond from start to finish. We couldn't be happier with our first home.
Reply from Owner
September 1st, 2026 04:31 PM
I'm happy to know that you had a wonderful experience with your team and that you're pleased with your first home. Thank you for your kind words about my efforts. If there's anything more I can do for you, please let me know.
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Constant updates throughout the process.
Reply from Brian Hafner
August 19th, 2026 04:58 PM
Thank you for the review!
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Jake Adler
The Adlers were very helpful and quick with communication. They answered all our questions and made us feel very comfortable and confident that we knew exactly what we were getting into. We especially appreciated their willingness to help outside...
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Russell has went above and beyond to make this journey as smooth as possible. He has made himself available to answer any and all questions during the process. Great communication and easy going! Would highly recommend him!
Reply from Owner
August 19th, 2026 02:20 AM
Thank you so much! I really appreciate the kind words and your trust throughout the process. It was a pleasure working with you, and I’m glad I could help make everything as smooth as possible.
Tony is a true professional, providing information and wonderful service at all times. He was available when I needed him to be and he took care of my father and I exceptionally. A true consummate loan officer of Lower Mortgage and the industry....
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Reply from Tony Valdez
August 21st, 2026 08:06 PM
Thank you for your kind words, Gabriel. I'm pleased to hear that you and your father had a positive experience and found my service helpful. It's always my goal to be available and provide the best support possible.
10/10 would highly recommend russle for your mortgage needs!
Reply from Owner
August 19th, 2026 02:22 AM
Thanks Ethan! I appreciate your strong recommendation and glad we were able to deliver for you.
We had a fabulous experience working with Russell. He and his team were always kind and courteous. They explained everything very well and we always knew exactly where we were in the process. It was smooth and easy! Highly recommend!
Reply from Owner
August 19th, 2026 02:24 AM
Thank you so much for allowing my team and me to help. It was our pleasure. Service is something we emphasize and I'm glad we delivered for you.
I would recommend doing bussiness with Russell Carmichael he made getting approved an easy process and also made our home buying process a breeze
Reply from Owner
August 19th, 2026 02:27 AM
Thank you for your awesome review Ryan. Smooth and easy is the goal with every deal. You guys were awesome to work with too, which allowed us to get clear to close very fast.
Russell is an outstanding profesional. He provides the utmost attentive support and worked diligently to ensure all details were attended to for me and my family . 😀 thanks again for your attention to detail, and all the help!
Reply from Owner
August 19th, 2026 02:29 AM
Thank you so much! It truly means a lot to me that you trusted me to help you and your family. I’m glad I could help make sure everything was taken care of throughout the process. It was a pleasure working with you all!
Couldn't ask for a more responsive Loan officer!
Reply from Owner
August 19th, 2026 02:30 AM
Thank you so much! Being available and responsive to my clients is really important to me. I truly appreciate you trusting me to help!
1791–1800 of 62093
About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.