Lower, LLC, Columbia, MD
Columbia, MD
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
From the start, Phil maintained clear communication and helped ensure the entire end-to-end process ran smoothly. He was always available by phone or text—sometimes several times a day—to answer questions and provide clarification whenever...
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Reply from Phil Cunningham
August 18th, 2026 05:57 PM
Brian, thank you for the kind words. I thoroughly enjoyed working with you to make this happen. I know that you will enjoy the new home. Please let me know if I can ever help you again.
Tina communicated frequently and keep me well informed throughout the process!
Reply from Tina Harrison
August 17th, 2026 04:48 PM
Thank you for trusting me again!
always wonderful to work with
Reply from Lynda Mattson
October 8th, 2026 06:04 PM
Thank you Sam so are you!!!!!!!
Erik made buying our first home a seamless process. He was available for all of our questions, incredibly responsive and made sure we understood each step along the way. He made a stressful process feel easy and straightforward. Would highly...
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Reply from Erik Gross - Lower Mortgage (Hurst,...
August 17th, 2026 07:44 PM
So happy we could help....you guys were amazing to work with. Please keep me in mind if you know anyone in need of purchasing or refinancing a home. Thanks.
My husband really did most of the interaction after initial contact. I thought Scott was really friendly and willing to answer any questions. The only let down was the interest rate was much higher than what he originally felt confident he...
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Reply from Scott Edwards
August 24th, 2026 03:41 PM
Thank you for sharing your experience, Raye. I'm glad you found me friendly and approachable, and I appreciate your feedback about the interest rate. If you have any more questions or need further assistance, please reach out to me directly....
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Always great to work with!
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Joe and his team went above and beyond to help us get our new home purchased. I wouldn't hesitate to recommend him to friends for the mortgage requirements.
Reply from Joe Tishkoff
August 18th, 2026 03:49 AM
Andrew, I appreciate your kind words and recommendation. It's great to know that my team and I could assist you in purchasing your new home. If you ever need further assistance, feel free to reach out.
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Lower, LLC
Very professional and knowledgeable made the process smooth
Very professional and answered all questions without
Reply from Grayson Henderson
August 24th, 2026 02:56 PM
I'm happy to hear you found my professionalism helpful, Trenton. If you have any more questions or need further assistance, please feel free to reach out.
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Sonya was very helpful in providing us detailed instructions from the 1st step until our closing. She immediately responded when we had questions or concerns. Sonya provided us peice of mind, which was so important with all of the changes happening...
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Reply from Sonya Pitt
August 17th, 2026 02:49 PM
It was an Honor to assist with your VA loan. Enjoy your new home.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.