

Lower, LLC, Columbia, MD
Columbia, MD

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Couldn't ask for better partners in a transaction
Reply from Brian Hafner
August 31st, 2026 06:56 PM
You're the best. THank you!
Russell was very kind and efficient during the entire mortgage process. He patiently answered all my questions and it genuinely felt like he was doing everything he could to make the process as easy as possible while getting me the best rate....
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Reply from Owner
August 20th, 2026 08:48 PM
Thank you so much! I truly appreciate the kind words and your trust throughout the process. I always want my clients to feel comfortable asking questions and confident that I’m looking out for their best interests. I appreciate your recommendation....
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Russell is the man. He is always there with an answer or will find out. He is honest up front and able to tell you what needs to happen and when as the process is moving forward. he and his team are spot on with helping and the knowledge they...
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Reply from Owner
August 20th, 2026 08:49 PM
Thank you so much! This really means a lot to me. I’m grateful for the trust you put in me and my team, and I’m glad we could be there to guide you through the process. I truly appreciate you and look forward to helping you again whenever you...
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Russell not only keeps my buyer or seller informed throughout their buying or selling process but also ensures that the agents are kept in the loop. He is incredibly responsive to any calls or texts I may have made and possesses extensive knowledge...
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Reply from Owner
August 20th, 2026 08:50 PM
Thank you so much! I truly appreciate your trust in me to take care of your clients. Keeping you and your clients informed throughout the process is extremely important to me, and I’m grateful for the opportunity to work alongside you.
Russell made the mortgage application process so much easier! He was incredibly helpful, professional, and patient throughout the entire process. He guided me through each step and made sure everything was completed smoothly. I truly appreciate...
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Reply from Owner
August 20th, 2026 08:52 PM
Thank you so much for the kind words and recommendation! I’m glad I could help make the mortgage process easier and guide you through each step along the way. I truly appreciate you trusting me to help with your home financing!
Kristen is always very helpful , kind, diligent, informative, and knowledgeable. We greatly appreciate her help! She is a true asset to your company.
Reply from Kristen Clarke
August 26th, 2026 07:31 PM
Pete, I appreciate your kind words and am grateful for the opportunity to assist you. I'm glad to hear that my efforts have been helpful and informative for you.
Made my home buying process so easy! I cannot thank Russell enough for allowing me to be so stress free buying my first home.
Reply from Owner
August 20th, 2026 08:56 PM
Thank you so much! It was a pleasure helping you purchase your first home, and I’m glad I could help make the process easy and stress-free. I’ve enjoyed seeing the updates you’ve shared along the way too. It looks like you’re really making...
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Sonya is a PROFESSIONAL! She cares for everyone she works with and is 100% who my clients go to when it comes to VA loans.
She is always Honest and caring in everything she does!
Reply from Sonya Pitt
September 27th, 2026 09:18 PM
Thank you Rodney!!! Honored to assist your buyers.
Made the whole process easy to understand.communication was great always available to answer any questions i might have.
very friendly and professional .
Reply from Claudia Diaz
August 19th, 2026 07:21 PM
Thank you, Octavio, for the 5-star review! Timing truly was everything, and I’m so glad the perfect home came along at just the right time. Wishing you and your family many years of happiness, love, and wonderful memories in your new home!
Both Kevin and his Assistant Gina were so kind, knowledgeable, patient and very helpful. It was a genuine pleasure working with them.
Reply from Kevin Murphy
August 26th, 2026 06:18 PM
Robert, I'm pleased to hear that you found working with Gina and me to be a genuine pleasure. Your kind words about our knowledge and patience mean a lot. If you need anything else, please feel free to reach out.
1581–1590 of 62077
About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.