

Lower, LLC, Columbia, MD
Columbia, MD

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Lower, LLC has received a review with 5 star rating from Stephanie W
Reily and his team were great! They were always available no matter the time of day or week day.
Reply from Reily Kiser
August 28th, 2026 04:27 PM
Stephanie, I'm grateful for your positive feedback. It's nice to know that my team and I could be there for you whenever you needed us. Your satisfaction is very important to me.
great communication, friendly conversation, personal experience
Reply from Travis Walthall
August 28th, 2026 05:13 PM
Megan, I'm happy to know that you appreciated the communication and personal experience. It's nice to hear that our conversations were friendly and helpful for you.
Ok communication. multiple unnecessary steps including evaluation of Venmo transactions of sub $20. Disappointing closing communication and not uniform closing documentation.
Second time using Brianna, would highly recommend using her for your loan needs
Reply from Brianna Floyd
August 28th, 2026 04:10 PM
Garrett, I'm grateful for your continued trust in me for your loan needs. Thank you for your kind recommendation!
Excellent experience!
Reply from Murdock Richard
August 21st, 2026 06:52 PM
Thank you. Given that you are pediatric critical care specialist and you manage a successful practice, obtaining a residential mortgage is not a big challenge for you. I appreciate you remembering me. You were a delight to work with in the...
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Nikki Rogers has received a review with 5 star rating from Allie F
Reily was great! The engagement and communication Reily displayed was incredible throughout the process. I am excited about working with Reily on my next deal!
Reply from Reily Kiser
August 28th, 2026 07:38 PM
John, I appreciate your positive feedback! I'm glad to hear that the engagement and communication met your expectations. I look forward to working with you on your next deal.
Corey was the best
Reply from Corey Cale
August 26th, 2026 05:14 PM
Thank you so much Rhonda! It was a pleasure to work with you. Happy we were able to get this done for you!
We had an excellent experience working with Jill Taylor throughout our home-buying process. As a veteran using my VA benefits to purchase our home, I especially appreciated Jill’s knowledge and experience with the VA loan process. She took...
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Reply from Jill Taylor
August 21st, 2026 12:28 AM
Bradley, I'm truly grateful for your kind words and am pleased to hear that my experience with VA loans could assist you and Gina in your home-buying journey. It's wonderful to know that I could help make the process smoother and more understandable...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.