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Home State Bank in Crystal Lake, IL

Home State Bank, Crystal Lake, IL

Crystal Lake, IL
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You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs. Choosing a trusted mortgage lender can help you save money today, and... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(815) 459-2000
Crystal Lake, IL
https://www.hsbmortgage.com/
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
95%
4 Star
4%
3 Star
1%
2 Star
1%
1 Star
1%
Reviews from Web
  • for
    Kyle Hauke
    Encompass
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    Patrick K
    Appleton, WI
    Posted on November 16th, 2025 04:30 AM
    I'm so satisfied for all the service you did for us
    Reply from kyle Hauke
    December 2nd, 2025 05:34 PM
    Thank you for sharing your satisfaction with my services. It was my pleasure to assist you, and I'm grateful for your feedback.
  • for
    Crystal Lake- 40 Grant St
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    P
    Patrick K
    Posted on November 16th, 2025 12:00 AM
    Crystal Lake- 40 Grant St has received a review with 5 star rating from Patrick K
  • for
    Elizabeth Zak - Home State Bank
    Encompass
    K
    Kyle F
    Neenah, WI
    Posted on November 14th, 2025 04:05 PM
    Spent extra time explaining the numbers to me and helped me understand
    Reply from Elizabeth Zak - Home State Bank
    November 14th, 2025 05:30 PM
    Thank you Kyle, it was a pleasure working with you!
  • for
    Stewart Hoyer
    Encompass
    I
    Ivy W
    Freedom, WI
    Posted on November 12th, 2025 04:19 PM
    Working with Stewert was a fantastic experience! Him and his team were professional, responsive, and made the entire home loan process smooth and stress-free. Highly recommend!
    Reply from Stewart Hoyer
    November 12th, 2025 06:06 PM
    Ivy, Not sure if my last reply went through so I want to say thank for allowing me to help you through this process again. I hope you make wonderful memories in your new home! thanks
  • for
    Stewart Hoyer
    Encompass
    G
    Gaven D
    Juneau, WI
    Posted on November 12th, 2025 01:33 AM
    Every question I had was answered in very quickly and explained very thoroughly.
    Reply from Stewart Hoyer
    November 12th, 2025 06:05 PM
    Gaven, Thank you for the great review! I appreciate that. It was great helping you through the home buying process along with Jordy. I wish you many years of happiness in your new home.
  • for
    Crystal Lake- 40 Grant St
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    Gaven D
    Posted on November 12th, 2025 12:00 AM
    Crystal Lake- 40 Grant St has received a review with 5 star rating from Gaven D
  • for
    Kyle Geisser
    Encompass
    B
    Benjamin K
    Elkhorn, WI
    Posted on November 11th, 2025 11:24 PM
    Available at odd hours, not just business hours.
    Reply from Kyle Geisser
    November 12th, 2025 12:09 AM
    It's great to know that my availability has been helpful to you, Benjamin. I strive to be there when clients need assistance, no matter the time. If there's anything more you need or if you have further questions, please feel free to reach...
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  • for
    Al Lapotko
    Encompass
    D
    David D K
    Union Grove, WI
    Posted on November 11th, 2025 11:24 AM
    Dave and I would highly recommend Al Lapotko at Home State Bank as your next Loan Officer. Each transaction was smooth and stress-free. He’s always available to answer questions and actually picks up the phone when you call. His professionalism...
    read more
    Reply from Al Lapotko
    December 11th, 2025 05:14 PM
    David, thank you for your generous recommendation. It’s rewarding to know that I could make the transactions smooth and stress-free for both you and Dave. I always aim to be readily available and responsive to my clients, so your feedback about...
    read more
  • for
    Crystal Lake- 40 Grant St
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    Changing A
    Posted on November 11th, 2025 12:00 AM
    Dave and I would highly recommend Al Lapotko at Home State Bank as your next Loan Officer. Each transaction was smooth and stress-free. He’s always available to answer questions and actually picks up the phone when you call. Hisprofessionalism...
    read more
  • for
    Stewart Hoyer
    Encompass
    M
    Morgan P
    Kimberly, WI
    Posted on November 7th, 2025 12:15 PM
    Stewart made this whole daunting process seem easy. He broke down things to make it easy to understand and was there to help through the whole process.
    Reply from Stewart Hoyer
    November 7th, 2025 02:45 PM
    Morgan, Thank you for the wonderful reveiw. I am so happy for both of you and wish you many years of happiness in your home!
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    About
    You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs. Choosing a trusted mortgage lender can help you save money today, and in the future. Whether you are looking to build a new home, buy an existing home, or refinance your current mortgage, we are committed to helping you find the right products in order to fulfill your unique mortgage needs. Most importantly, you'll find that our good-natured, hometown mortgage professionals make the difference. We look forward to serving your home financing needs with expertise and professionalism, a cornerstone to our growth and referral success since 1915.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Our Region

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    Disclaimer
    HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.