Home State Bank, Crystal Lake, IL
Crystal Lake, IL
You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs.
Choosing a trusted mortgage lender can help you save money today, and... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
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Crystal Lake- 40 Grant St
Their name says it all. "Home" State.... they do treat you as if you were family.
Very easy to work with. Made the whole mortgage process a breeze.
Reply from Stewart Hoyer
April 17th, 2026 06:33 PM
Logan, I'm glad to hear that you found the mortgage process easy and smooth. Your kind words mean a lot to me, and I'm thankful for the opportunity to assist you. If you have any more questions or need further assistance, please feel free to...
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Honestly it's because I'm old school and do not like all of the texting. Wish things were a bit more hands on and in person a bit. This was my first time purchasing a home so what do I know. But I do believe Al Lapotko did a nice job and yes...
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Reply from Al Lapotko
March 18th, 2026 02:35 PM
Thanks for the review Eric, im always available for any questions you might have with your financing, thanks again!!
Elizabeth is amazing! and I enjoyed working with her! she is always very helpful, informative, and overall is a kind and caring loan officer! I would recomend her to anyone!
Reply from Elizabeth Zak - Home State Bank
March 17th, 2026 02:57 PM
Thank you so much, Lindsey! It was wonderful working with you too!
for
Crystal Lake- 40 Grant St
Very kind and supportive environment when trying to traverse new homeownership! Will recommend to my friends!
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Was able to explian everything in a way that I could understand .
Reply from kyle Hauke
April 8th, 2026 01:41 PM
Jacob, I'm pleased that my explanations made the process clear for you. It's important to me that everything is easy to understand, and I appreciate you sharing your experience. If there's ever anything else I can assist with, just let me know....
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Kyle was easy to contact and talked us through everything thoroughly and professionally!
Reply from Kyle Hauke
March 14th, 2026 02:37 PM
Ashley, it's great to know that you found it easy to reach me and that the communication was clear and professional throughout the process. Ensuring that you feel informed and confident is always a priority for me. Thank you for sharing your...
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Crystal Lake- 40 Grant St
Kyle was extremely thorough, organized, and ready to answer any questions we had. He made sure to clearly explain everything so we didn't end up having many questions at all. His speedy response times on pre-approval letters allowed us to make...
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Stewart was incredibly helpful throughout the whole pre-approval through closing process. He made sure to keep me updated with any new developments and was very easy to communicate with making the whole process seem very seamless on my end!
Reply from Stewart Hoyer
March 11th, 2026 08:56 PM
Abby,Thank you so much for the wonderful review! I am so happy you found your next home so quickly and I was able to help you with that process. I hope you and Atlas have many years of enjoyment in your new home! thank you again for the opportunity...
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Easy to work with, I recommend Kyle and the rest of the team!
Reply from Kyle Hauke
March 14th, 2026 02:41 PM
Paul, I’m glad to know you found it easy to work with me. Your recommendation is greatly valued, and I appreciate you acknowledging the team's efforts as well. Thank you for sharing your experience with Home State Bank.
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About
You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs.
Choosing a trusted mortgage lender can help you save money today, and in the future. Whether you are looking to build a new home, buy an existing home, or refinance your current mortgage, we are committed to helping you find the right products in order to fulfill your unique mortgage needs. Most importantly, you'll find that our good-natured, hometown mortgage professionals make the difference. We look forward to serving your home financing needs with expertise and professionalism, a cornerstone to our growth and referral success since 1915.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Our Region
Time Zone
Pacific Standard Time (PST)
Disclaimer
HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.