
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Mary Lee is extremely knowledgeable and takes all the time needed to explain what’s going on. It’s so wonderful knowing she’s on your side and can answer any questions you may have. We’ve already recommended her to our family member who is...
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Martin and his team made the re-financing process very easy. Martin was very responsive and communicated well each step of the way. He looked at several scenarios to find the a re-fi solution to best meet our needs, and took the time to make...
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Martin and his team made the re-financing process very easy. Martin was very responsive and communicated well each step of the way. He looked at several scenarios to find the a re-fi solution to best meet our needs, and took the time to make...
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Reply from Martin Still
May 26th, 2025 08:40 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
His patience and persistence in collecting data necessary to finalize the loan.
I have used Mary Lee for years. Her dedication and professionalism is the best. She always is doing what is in your best interest and communicates every detail. I recommend her to everyone I know.
Quick and helpful communication throughout.
Todd made the process easy and painless.
Working with Phil Scaglia made the entire mortgage process from pre-approval to closing as smooth as could be. Phil and his team are professional and very responsive to questions. Phil made suggestions in our interest as to the percent to finance...
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Reply from Owner
August 21st, 2023 10:17 PM
Lawrence, thank you for the great review! We’re so happy you had a great experience with Phil. We will be sure to let him know you appreciated his guidance. Please let us know if we can provide any assistance in the future.
Phil walked us through the process and was always available and willing to take the time to answer questions and give us advice.
9751–9760 of 12234
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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