
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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The loan process was easy and our agent (Curtis Schartz) worked with us to get not just a great rate on our loan, but also one that set us up with a better financial position for the long run. Highly recommended.
Reply from Owner
August 21st, 2023 10:15 PM
Giles, we are glad you found our mortgage lending team so helpful! We will be sure to let Curtis know you appreciated his assistance. Let us know if we can be of service in the future.
Easy to work with
Very responsive and efficient.
Overland Park has received a review with 5 star rating from Taye H
Reply from Owner
August 21st, 2023 10:15 PM
Thank you for the review, Taye! Let us know if we can provide any assistance in the future.
Phil guides you through the process - which can be overwhelming at times. What started out as an transaction and very easy quickly turned out to be a difficult process, but Phil had my back and guided me perfectly through to the end.
Jim Yarrington has received a review with 5 star rating from Taye H
Reply from Owner
October 3rd, 2021 12:00 AM
Thank you for the review, Taye! Let us know if we can provide any assistance in the future.
The loan process was easy and our agent (Curtis Schartz) worked with us to get not just a great rate on our loan, but also one that set us up with a better financial position for the long run. Highly recommended.
Reply from Owner
October 3rd, 2021 12:00 AM
Giles, we are glad you found our mortgage lending team so helpful! We will be sure to let Curtis know you appreciated his assistance. Let us know if we can be of service in the future.
Very easy and Chris was a pleasure to work with.
He made both experiences with buying our first home and refinancing it easy and pain-free for us. He answered every question I had and was always available. He also would bring the final documents to me to sign and review in person so I understood...
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Beau and Christy were very kind, helpful and gave great, timely attention to all our requests.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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