
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Jim Yarrington has received a review with 5 star rating from Trecia W
Reply from Owner
April 29th, 2026 12:00 AM
Thank you so much for the 5-star review, Trecia! We appreciate your trust in our team and are glad we could help.
Chesterfield has received a review with 5 star rating from Caroline Q
Reply from Owner
April 18th, 2026 12:00 AM
Thank you for the 5 stars, Caroline! We’re grateful for your support and appreciate you choosing us.
I would highly recommend Jeff Krueger and First State Mortgage for their excellent customer service!
Reply from Owner
May 1st, 2026 12:00 AM
Thank you, Mark! We’re so glad you had a great experience with Jeff and our team. We truly appreciate the recommendation!
Phil is the BEST. He had amazing communication throughout the process, explained all options, changes and updates in great detail and in a way we were able to understand. The process with his team was seamless and gave us confidence throughout...
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Reply from Phil Scaglia
March 30th, 2026 03:15 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
I love Jenny! This is our third mortagage we have done with her. She is awesome!
Reply from Jenny Zillner
March 30th, 2026 03:00 PM
Thank you for the positive review. If you need anything, please give me a call.
Melissa worked hard to correct any issues that arose and was amazing at communicating with us!
Reply from Melissa Maxwell
March 30th, 2026 02:33 PM
I really appreciate the feedback and look forward to working with you again.
Phil was very knowledgeable and helped walk us through the process. We felt like we had a real advantage by working with Phil. He was responsive and professional.
Reply from Phil Scaglia
March 30th, 2026 04:49 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Robert was able to quickly and clearly help me understand the differences between the existing loan quote provided by my bank. He felt like an advocate for us and was attentitve to our questions.
Reply from Robert Hill
March 30th, 2026 07:36 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
Terry and Peter were absolutely fantastic to deal with and instilled confidence with a very tedious process. Terry was extremely responsive at all times and worked together with my financial advisor to get things done with my best interest...
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Reply from The O'Neill Team
March 24th, 2026 04:33 PM
Thanks for the kind words, Alan. We hope you and Cindy enjoy your new home in KC!
Everything went well and i have used Chris 3 times so am a repeat customer. Thank you
Reply from Chris Laughlin
March 30th, 2026 06:46 PM
I really appreciate the feedback and am looking forward to working with you again.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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