First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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We have worked with Phil a few times and trust him over all other lenders. He is optimistic without over promising and careful in meeting all deadlines in a manageable way. We are grateful for Phil.
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Curtis Schartz
Curtis is a professional and also is a caring person that helps you out every step of the way! He makes the entire process go smoothly.
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Phil is a terrific advocate and advisor. He is incredibly prompt in communicating and he is very clear about navigating the required documentation.
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This is our third finance with Brad, going back to 2012. He and his team always makes the process so smooth and easy for us! The entire process was very simple and stress-free for us. Thank you!
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Phil is creative, responsive and highly professional. He made this big, complex process as easy as possible.
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Tom W Roth
Thank you Tom for easily facilitating my loan application and reassurance when I made the decision to switch lenders late in my home purchase process. It saved me almost .75 in interest compared to the original lender I had been working with....
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Martin Still
Great communication
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Great communication
Reply from Martin Still
May 26th, 2025 08:40 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
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Very responsive to questions
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Ron is so knowledgeable and personable! I am always confident that he is giving us the best deal possible and I always trust his guidance! I have recommended him to several friends already!
9011–9020 of 12247
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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