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First State Bank of St. Charles in Saint Charles, MO

First State Bank of St. Charles, Saint Charles, MO

Saint Charles, MO
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We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have se... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(888) 287-2175
Saint Charles, MO
https://fsbfinancial.com/
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Reviews from Web
  • for
    Melissa Maxwell
    Encompass
    C
    Christina D B
    Saint Charles, MO
    Posted on March 31st, 2026 02:27 PM
    Melissa was wonderful to work with! Very helpful and professional.
    Reply from Melissa Maxwell
    March 31st, 2026 05:04 PM
    Thank you for once again trusting me with your Mortgage Christina!
  • for
    Steve Carrico
    Encompass
    E
    Elizabeth W A
    RIO VERDE, AZ
    Posted on March 31st, 2026 02:21 PM
    Steve Carrico provided excellent service and advice! His communication was appropriate and timely. We had an amazing experience and will refer Steve to everyone we know!
    Reply from Steve Carrico
    April 6th, 2026 06:41 PM
    I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
  • for
    Don MacPherson
    Encompass
    G
    Gerald T O
    MOSCOW MILLS, MO
    Posted on March 31st, 2026 02:18 PM
    Don was very easy to work with and provided very clear answers to all of our questions. He made the process painless and easy from start to finish.
    Reply from Don MacPherson
    April 6th, 2026 03:02 PM
    Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
  • for
    Jim Yarrington
    google
    M
    Maggie N
    Posted on March 31st, 2026 12:00 AM
    Martin Still went above and beyond to help us close the same week we had our first baby! He even came to the hospital to make it possible for us to close and go home to our new house with our new baby! Beyond that he made us feel confident...
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    Reply from Owner
    April 29th, 2026 12:00 AM
    Thank you so much for the kind words, Maggie! We’re thrilled Martin was able to help make your closing smooth during such an exciting time. Congratulations on your new home and your new baby, and thank you for choosing First State Bank Mortgage!...
    read more
  • for
    Chesterfield
    google
    C
    Christina H
    Posted on March 31st, 2026 12:00 AM
    Chesterfield has received a review with 5 star rating from Christina H
    Reply from Owner
    April 19th, 2026 12:00 AM
    Thank you for the 5-star rating, Christina! We truly appreciate your support and are glad we could help. Please don’t hesitate to reach out if we can assist you in the future.
  • for
    Barry Allen
    Encompass
    S
    Shannon F
    COLUMBIA, MO
    Posted on March 30th, 2026 02:49 PM
    This is not the first time we have worked with Barry. We have always had a great experience with him, which is why we keep coming back. He is prompt in he responses, very knowledgable, and easy to work with. Would highly recommend.
    Reply from Barry Allen
    March 30th, 2026 05:09 PM
    Thank you so much for the kind words and for your continued trust. It truly means a lot that you’ve chosen to work with me again. I’m glad to hear that my responsiveness and guidance helped make your home purchase a smooth experience. It’s...
    read more
  • for
    Rick Whisman
    Encompass
    K
    Kevin H
    PORT SAINT LUCIE, FL
    Posted on March 30th, 2026 02:09 PM
    Rick stayed on a difficult mortgage process and came up with the solutions we needed.
    Reply from Rick Whisman
    March 31st, 2026 06:30 PM
    Thanks, Kevin for the input and enjoy the new home!
  • for
    Todd Hedger
    Encompass
    B
    Barry W S
    Pleasant Hill, MO
    Posted on March 30th, 2026 01:57 PM
    It's always super easy to get through the process.
    Reply from Todd Hedger
    March 30th, 2026 02:06 PM
    Barry, I’m glad to know that you found the process easy. If you ever have more questions or need assistance in the future, please feel free to reach out.
  • for
    Gerry Phillips
    Encompass
    S
    Steven O S
    CAMDENTON, MO
    Posted on March 30th, 2026 09:50 AM
    Gerri work really hard for us to get us the best Rate and quick closing time
    Reply from Gerry Phillips
    March 30th, 2026 02:57 PM
    Thank you, Steve. I am so happy for you & Wendi to begin creating magnificent/delightful memories at the Lake!
  • for
    Jeff Fetterhoff
    Encompass
    J
    Joel A E
    MARTHASVILLE, MO
    Posted on March 30th, 2026 03:02 AM
    Jeff is great to work with. Great communicator which is very helpful for understanding the process and getting things done .
    Reply from Jeff Fetterhoff
    April 6th, 2026 07:09 PM
    Thank you for the nice review. I enjoyed working with you on your new home purchase.
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    About
    We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Our Company

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