
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Great communication, managing the unknown, last-minute changes
G r e a t e x p e r i e n c e.
Fast and easy
Great communication
Chris is extremely knowledgeable and had complete understanding of every question I had. He is also great at communicating and making the entire loan process easy. 10/10 will use again and recommend to others.
I don't know about the bank, but I do know there is no better loan guy out there than Ron Ruzicka. Honest, friendly, personable and so on top of every aspect of the job it amazes me. Three mortgages through him and can't recommend enough. He...
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Reply from Owner
August 22nd, 2023 01:22 AM
Thank you for sharing your positive experience with Ron and our home lending team. We are proud you chose First State Bank Mortgage! Please let us know if we can be of service in the future.
I don't know about the bank, but I do know there is no better loan guy out there than Ron Ruzicka. Honest, friendly, personable and so on top of every aspect of the job it amazes me. Three mortgages through him and can't recommend enough. He...
read more
Ron. Its all about Ron. There's no one better in the business. Third loan I've done with him. Simply the best, nicest, communicative and honest.
Susan was amazing! She walked me through the entire process of being a first time home buyer. She was always available by phone, text, and email to answer questions and just to check in. Thank you for everything Susan!
Chris answered all of our questions in a very timely manner. He explained things we were confused on and made the entire process go very smoothly.
8541–8550 of 12254
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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