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First State Bank of St. Charles in Saint Charles, MO

First State Bank of St. Charles, Saint Charles, MO

Saint Charles, MO
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We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have se... Show More
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5 Star
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2%
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Reviews from Web
  • for
    Martin Still
    Encompass
    T
    Thomas B L
    Leawood, KS
    Posted on November 30th, 2021 08:42 PM
    Great communication, managing the unknown, last-minute changes
  • S
    Shuaishuai L
    Lawrence, KS
    Posted on November 30th, 2021 06:33 PM
    G r e a t e x p e r i e n c e.
  • for
    Karen Becker
    Encompass
    B
    Brian M R
    Fenton, MO
    Posted on November 30th, 2021 06:27 PM
    Fast and easy
  • for
    Eric Eisenmenger
    Encompass
    T
    Tracyw74
    Raymore, MO
    Posted on November 30th, 2021 06:10 PM
    Great communication
  • A
    Alan K
    OVERLAND PARK, KS
    Posted on November 30th, 2021 05:55 PM
    Chris is extremely knowledgeable and had complete understanding of every question I had. He is also great at communicating and making the entire loan process easy. 10/10 will use again and recommend to others.
  • for
    Chesterfield
    google
    M
    Michael J R
    Posted on November 30th, 2021 05:02 PM
    I don't know about the bank, but I do know there is no better loan guy out there than Ron Ruzicka. Honest, friendly, personable and so on top of every aspect of the job it amazes me. Three mortgages through him and can't recommend enough. He...
    read more
    Reply from Owner
    August 22nd, 2023 01:22 AM
    Thank you for sharing your positive experience with Ron and our home lending team. We are proud you chose First State Bank Mortgage! Please let us know if we can be of service in the future.
  • for
    Chesterfield
    google
    M
    Michael J R
    Posted on November 30th, 2021 05:02 PM
    I don't know about the bank, but I do know there is no better loan guy out there than Ron Ruzicka. Honest, friendly, personable and so on top of every aspect of the job it amazes me. Three mortgages through him and can't recommend enough. He...
    read more
  • M
    Michael R
    University City, MO
    Posted on November 30th, 2021 04:58 PM
    Ron. Its all about Ron. There's no one better in the business. Third loan I've done with him. Simply the best, nicest, communicative and honest.
  • for
    Susan Vierck
    Encompass
    K
    Katelyn M
    PHOENIX, AZ
    Posted on November 30th, 2021 04:36 PM
    Susan was amazing! She walked me through the entire process of being a first time home buyer. She was always available by phone, text, and email to answer questions and just to check in. Thank you for everything Susan!
  • for
    Christopher Resch
    Encompass
    R
    Rachel L R
    Shawnee, KS
    Posted on November 30th, 2021 04:35 PM
    Chris answered all of our questions in a very timely manner. He explained things we were confused on and made the entire process go very smoothly.
  • 8541–8550 of 12254
    About
    We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Our Company

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    Central Standard Time (CST)
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