
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Made the process super easy for us and always had answers to our questions.
Reply from Russ Bray
April 15th, 2026 06:56 PM
Thanks Adam! Appreciate the nice words! Sorry I can't be there to help move as that is one thing I look forward to the most, just kidding!!! Proud of you guys and can't wait to see it!
Chris is the best lender Ive ever worked with . He is friendly, proactive, and he gets things done. I couldn't be happier with the experience.
Reply from Chris Lee
April 13th, 2026 11:59 PM
Thanks Brad!
Everything was good until the time of changing the rate. I think it was preventable if we had just been proactive. When I call you next time to do more business, I will remind you to prevent any change in the life cycle of the process
Reply from Scott and Traci Turner
April 17th, 2026 03:36 PM
We appreciate your review and will take your feedback into consideration as we continue to enhance our services.
Available and easy to work with.
Reply from Rick Whisman
April 17th, 2026 03:06 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
Tracy was always available and so kind. As a first time home buyer, she made me so comfortable and no question felt like a dumb question.
Reply from Tracy Geer
April 16th, 2026 05:23 PM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
I've worked with Barry multiple times and each experience has been excellent. He's knowledge and strong work ethic. Job well done!!
Reply from Barry Allen
April 13th, 2026 09:58 PM
Thank you very much for your continued trust and support! I truly appreciate the opportunity to work with you multiple times, and I’m glad each experience has been a positive one. Your kind words about my knowledge and work ethic mean a lot—thanks...
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Kim Schultz was truly such a pleasure to work with through this entire process, she honestly feels like family at this point! Kim will ALWAYS be my first choice in Loan Officers, and will ALWAYS be my recommendation to any and all that are...
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Reply from Owner
May 1st, 2026 12:00 AM
Thank you, Matt! We love hearing that Kim made such a meaningful impact—helping turn your dream into reality is what it’s all about. We truly appreciate your recommendation!
Thanks for helping us through the whole process.
Reply from Nathan Grojean
April 15th, 2026 03:11 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
Kim Schultz was truly such a pleasure to work with through this entire process, she honestly feels like family at this point! Kim will ALWAYS be my first choice in Loan Officers, and will ALWAYS be my recommendation to any and all that are...
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Reply from Kim Schultz
April 10th, 2026 03:00 PM
Thank you SO much Matthew! It was so great getting to work with you, and I am absolutely thrilled you found your dream house! Plus, you got the fantastic low rate - the timing of all of this was perfect! Wishing all great things in this next...
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I appreciate how well the office communicates with me and make the process relatively painless.
Reply from Barry Allen
April 13th, 2026 09:59 PM
Thank you for the kind feedback! We truly appreciate it and are glad our communication helped make the process as smooth and painless as possible. It was a pleasure working with you, and we’re always here if you need anything in the future.
831–840 of 12228
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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