
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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It was an easy and seamless process, Martin kept us comfortable in knowing everything was moving along smoothly.
Tracy Geer was amazing. I've worked for Wells Fargo for over 33 years. When we suggested our clients to work with the Mortgage side I never had a positive reaction from the client. Fact, just the opposite. Tracy made this experience a total...
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Great experience. I will recommend Phil to others!
Reply from Owner
October 3rd, 2022 12:00 AM
Molly, thank you for choosing First State Bank Mortgage! We appreciate your review and business. Please let us know if we can be of assistance in the future.
Jim Yarrington has received a review with 5 star rating from Steven S
Reply from Owner
October 3rd, 2022 12:00 AM
Steven, thank you for your positive feedback!
Great communication
Martin was very patient with us and guided us through this process very professionally. We have worked with Martin in the past and will continue to work with them when needed. we will definitely recommend Martin.
Reply from Martin Still
May 26th, 2025 08:40 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
Martin was very patient with us and guided us through this process very professionally. We have worked with Martin in the past and will continue to work with them when needed. we will definitely recommend Martin.
Communication, easy process, great team. Would love to do business with you guys again!
Always kept my husband and me up to date.
Very good communication throughout. Phil was always available to take my questions! The online portfolio was really easy to use too.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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