
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Where would I start? Seriously, every step of the house buying journey was made easy. My sense is that the success of a process like this depends on clarity, pacing/timeliness, accuracy, knowledge, and attitude. Shad, Christy, Kelleigh, and...
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Reply from Owner
August 22nd, 2023 01:20 AM
Thank you so much for your kind words, Steve. We really appreciate you taking the time to share your experience with us — and we agree, we have an amazing team!
Where would I start? Seriously, every step of the journey was made easy. My sense is that the success of a process like this depends on clarity, pacing/timeliness, accuracy, knowledge, and attitude. Shad and everyone we engaged with on his...
read more
Tom was extremely helpful in guiding us through this process. We knew exactly what was going to happen, and he kept us informed of the progress. He was also quick to answer any questions we had. He is very professional and gracious.
Tom kept in close contact with us. He kept us informed every step of the way.
Better communication and not pushing for PMI and 30 year note rather than putting 20 percent down and 20 year note.
Where would I start? Seriously, every step of the house buying journey was made easy. My sense is that the success of a process like this depends on clarity, pacing/timeliness, accuracy, knowledge, and attitude. Shad, Christy, Kelleigh, and...
read more
Reply from Owner
July 4th, 2022 12:00 AM
Thank you so much for your kind words, Steve. We really appreciate you taking the time to share your experience with us — and we agree, we have an amazing team!
Good Communication
Good Communication
Reply from Martin Still
May 26th, 2025 08:40 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
very reliable, available, helpful
Matt made the whole overall process go seamlessly, great communication, and was always willing to answer my questions! My husband and I appreciate it all so much and had a great experience.
8001–8010 of 12260
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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