First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Martin Still
Working with Martin on our home loan process was great! He answered all of our questions in a timely manner- from start to finish. Our closing day was perfect! Thank you, Martin
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Working with Martin on our home loan process was great! He answered all of our questions in a timely manner- from start to finish. Our closing day was perfect! Thank you, Martin
Reply from Martin Still
May 26th, 2025 08:40 PM
I really appreciate the feedback and look forward to working with you again.
All of my questions were answered and everyone I spoke to was pleasant and helpful.
Reply from Jim Yarrington
May 31st, 2022 07:08 PM
Cara - It was a treat to work with you. I loved how organized you were and the questions you asked for your first time purchase. I love your new home and I know you will as well.
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Very short turn around time between communication, great follow, excellent customer service, and it was awesome to have him at closing
Reply from Barry Allen
July 13th, 2023 03:19 PM
Thank you Stedmond for the kind review!
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Todd was friendly helpful throughout the entire process. He responded to our questions promptly and was very helpful in deterring our best course of action in light of the changing interest rates that were influenced through the actions of...
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The insane 2021 Housing Market was extremely stressful for us as we experienced 10+ failed offers on purchasing new homes. But when we finally got an accepted offer, the Seller needed an expedited turnaround. My credit union anticipated 30-45...
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Quick and easy
Informative, prompt, and friendly
Reply from Jim Yarrington
May 31st, 2022 07:09 PM
It is great to help a returning customer. Thanks for the kind words
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Don was available and helpful whenever we needed him. He is knowledgeable in his work and personable. There wasn’t a question left unanswered. We enjoyed working with Don from beginning to end. And now we have our dream home. Thank you!
Matt and Betsy were always willing to talk and walk us through this process! He informed us when interest rates changed and gave us multiple options and ways to go about what would work for our family and financial setting! The support was...
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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