
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Steve is always very personable. He explains the process and the barrage of paperwork down to the last details. Steve returned our calls immediately to answer our questions. This is the fourth time our family has worked with Steve. We find...
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Phil was an excellent communicator throughout the our entire process and detailed next steps.
Phil offered creative solutions to put us in the best possible position within our budget.
Great communication and availability to answer questions
Phil was very accessible and helpful throughout the loan process.
Phil does a great job communicating, and is very knowledgeable about mortgage products. We appreciate him taking the time to help us explore options and find a mortgage that worked best for us.
Smooth transition
Reply from Gerry Phillips
July 1st, 2024 06:20 PM
Thank you for the kind post close survey, Mike & Nastia... truly appreciate it!
Martin was great to work with. He was available for questions and streamlined the process to make things easy
Martin was great to work with. He was available for questions and streamlined the process to make things easy
Reply from Martin Still
May 26th, 2025 08:40 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Our experience with Phil was great as first-time homebuyers! He answered all our questions thoroughly and reassured us throughout the process as concerns arose with the current market and rising interest rates. We would highly recommend Phil....
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6331–6340 of 12279
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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