
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Thank you for a very personalized service for a complicated transaction.
Phil was great to work with. Answered all of our questions timely and in depth. Definitely would recommend to any future home buyers
As a first time homebuyer the process of buying a home could be confusing and scary. I can’t express enough that Phil was an essential part of making this process as easy and painless as possible. Along with giving straightforward forward explanations...
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Answers for every question. Complete personal directions for every step. Thank you Russell.
Reply from Owner
October 3rd, 2023 12:00 AM
Donna, thank you for the five stars!
Answers for every question. Complete personal directions for every step. Thank you Russell.
Reply from Owner
August 22nd, 2023 01:43 AM
Donna, thank you for the five stars!
Todd was amazing to work with! Everything went very smoothly from day one! Todd replied to my initial request for services within five minutes of my email! Communication was open and frequent throughout the process. Todd was very responsive...
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Karen was amazing. Closed with her on my second house.
Reply from Karen Becker
April 19th, 2023 02:37 PM
Hi Ryan,
It was a pleasure working with you and Kimberly to purchase your second home! Thank you so much for the opportunity and I wish you many years of happiness in your
beautiful new home!!
Chris was very personable with me, and made this experience as stress free as it could be.
Reply from Chris Lee
April 19th, 2023 02:52 PM
Thanks for the kind words Jared!
Incredibly seamless and easy to refi. Almost everything is completed online and without a single hitch, or surprise. I highly recommend FSBM!
Reply from Owner
August 22nd, 2023 01:05 AM
Mark, we are glad that your refinance went seamlessly! Thank you for choosing First State Bank Mortgage!
Phil is smart, professional, communicative and responsive. His sense of urgency and advocacy for his clients is rare in today’s business environment. We will certainly work with Phil in the future and recommend him to many.
Rudy Papenfuhs
5621–5630 of 12280
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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