
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Reviews from Web
Brad is an excellent communicator, and provides first class customer service with his clients’ best interest in mind. Would strongly recommend Brad and his team for anyone seeking a loan.
Shad was super helpful, and he and his staff went above and beyond to help us. Especially being in a time crunch like we were. He also was very easy to talk with and explained things well, and also made us aware of what was going on in each...
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Reply from Owner
July 4th, 2023 12:00 AM
Katie, we make sure to prioritize transparency and effective communication with our customers and are so glad Shad and our team hit the mark for you! We appreciate your business and are here if you need anything.
Kelly helped answer any questions we had along the way. She was very flexible with meeting with us when we needed to learn how to buy our first house. My family and I was so happy to have her helping us.
Reply from Owner
October 3rd, 2023 12:00 AM
Thank you, Shannon, for sharing your review. We are so happy Kelly could assist you throughout your first-time home-buying experience! Congratulations!
Absolutely the best. Based on Chris Laughlin’s knowledge, integrity, professionalism, and willingness to help me understand the process I was able to develop trust in his leading me through the process. That trust is what led me to choose Chris...
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Reply from Owner
August 21st, 2023 09:22 PM
Jeanne, thank you for this glowing review! We are ecstatic to hear that we have earned your trust. Please let us know if we can help with anything in the future!
Absolutely the best. Based on Chris Laughlin’s knowledge, integrity, professionalism, and willingness to help me understand the process I was able to develop trust in his leading me through the process. That trust is what led me to choose Chris...
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Absolutely the best. Based on Chris Laughlin’s knowledge, integrity, professionalism, and willingness to help me understand the process I was able to develop trust in his leading me through the process. That trust is what led me to choose Chris...
read more
A little bit more descriptive with everything along the way, especially for first time home buyers. I understood the general system about the home buying process however the specifics could have been explained a bit better
Jim was very nice to work with.
It was a very easy experience. Jim kept in contact through the entire build process.
It was a very easy experience. Jim kept in contact through the entire experience.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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