First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Phil worked hard to get us the best possible rate and loan structure for our needs. He listened to and addresses all of our concerns and worries and guided us through the process effortlessly. I have and will continue to recommed Phil to all...
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Reply from Phil Scaglia
July 15th, 2026 04:48 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
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Phil was very helpful as my husband and I bought our home in Kansas City this summer! He was quick to respond when we had questions and updates, his emails were full of useful information, and he always made sure we were on top of any deadlines,...
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Reply from Phil Scaglia
July 15th, 2026 03:41 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
Jim Yarrington has received a review with 5 star rating from Allan K
Reply from Owner
August 13th, 2026 12:00 AM
Allan, thank you for the 5-star rating! We truly appreciate your support and are grateful you chose First State Bank Mortgage.
Answered all my questions in a timely manner. Even had phone call walk me through stuff. Amazing. Hurd so many bad things about others morgage banks. So I walked in worried. Jenny is the absolute best.
Reply from Owner
August 13th, 2026 12:00 AM
Jacob, thank you for taking the time to share your experience! We're thrilled to hear Jenny answered all of your questions promptly and took the time to walk you through everything over the phone. We truly appreciate your kind words and thank...
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Very helpful and quick answering all my questions as a first time buyer on a quick closing timeline.
Reply from The O'Neill Team
July 10th, 2026 02:20 PM
Alex, it's always great working with such responsive clients like you. Our Team enjoyed the process, and I can't wait to see your new
Bachelor Pad in person. Hope you enjoy your great new home, and the West Plaza living!
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Phil took the time to answer all of our questions thoroughly. He made our first time home buying experience very smooth.
Reply from Phil Scaglia
July 14th, 2026 07:06 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
Chris was extremely knowledgeable and thorough in explaining the entire loan process.
Reply from Chris Laughlin
July 9th, 2026 07:32 PM
Robin: Thank you for the kind review. It was a pleasure assisting you and Jacque with the purchase of your new home!
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Russ kept me updated on the process and next steps consistently throughout. He was supportive and encouraging. His level of calm during a stressful time was very reassuring.
Reply from Russ Bray
July 14th, 2026 04:05 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
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great communication and availability
Reply from Ron Ruzicka
July 14th, 2026 02:11 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
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Beau was GREAT to work with! We enjoyed the process and how smoothly everything went!
Reply from Beau House
July 13th, 2026 04:16 PM
Thanks for the great feedback. I hope you enjoy your new home!
521–530 of 12374
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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