First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Overland Park
The process (from the team to the portal) was smooth and efficient. Every step of the way all my questions were answered. Phil responds basically immediately to everything we asked. It couldn't possibly have been easier.
Reply from Owner
August 21st, 2023 09:14 PM
Luke, we are glad that the lending process went so smoothly. Thank you for working with us!
for
The process (from the team to the portal) was smooth and efficient. Every step of the way all my questions were answered. Phil responds basically immediately to everything we asked. It couldn't possibly have been easier.
for
Jeff made the process so easy. From the beginning, he had my best interests at heart. Very knowledgeable, great communication, and using the portal to upload docs streamlined the process. Excellent at returning calls and texts quickly. He's...
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Reply from Jeff Krueger
July 7th, 2023 03:35 PM
Thank you Miss Holly as it was a pleasure meeting you and your daughter. I appreciate the kind words and it was pleasure talking with you both as well. Jeff
Matt was great to deal with, the company he works for was not. The inability of individuals to make business decisions due to being "box checkers" does not provide for a high level of customer service. Every situation is different, and to lump...
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Overland Park
Not only did John help us close in record time, he was also great at communication and staying in touch to keep us informed on the status of the process. John was amazing to work with and I'm recommending him to anyone I know would need to...
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Great working with you
Reply from Martin Still
May 26th, 2025 08:40 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
for
Martin Still
Great working with you
for
Good communication and fast process.
The process (from the team to the portal) was smooth and efficient. Every step of the way all my questions were answered. Phil responds basically immediately to everything we asked. It couldn't possibly have been easier.
Reply from Owner
October 3rd, 2023 12:00 AM
Luke, we are glad that the lending process went so smoothly. Thank you for working with us!
Recommended locking in our rate up front which proved to be best. Interest rates went up prior to us closing. Terry is very responsive to our questions as well.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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