First State Bank of St. Charles's Cover Image
First State Bank of St. Charles in Saint Charles, MO

First State Bank of St. Charles, Saint Charles, MO

Saint Charles, MO
Company Logo
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have se... Show More
Mortgage
Mortgage Loan Officer
Company Logo
Contact Info
(888) 287-2175
Saint Charles, MO
https://fsbfinancial.com/
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
5 Star
97%
4 Star
2%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • for
    Jim Yarrington
    google
    A
    Amia R
    Posted on August 26th, 2023 12:00 AM
    Tracy was very professional, knowledgeable, and provided trustworthy information. She walked me through every step of the process and promptly answered every question I had. I’m extremely appreciative of the service provided.
    Reply from Owner
    October 3rd, 2023 12:00 AM
    Amia, thank you for your review - and we agree, Tracy is the ultimate professional!
  • for
    Phil Scaglia
    Encompass
    C
    Courtney A H
    Kanab, UT
    Posted on August 25th, 2023 09:05 PM
    Phil is always communicative and helps me get the best rates.
    Reply from Phil Scaglia
    August 30th, 2023 09:16 PM
    Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
  • for
    Tracy Geer
    Encompass
    A
    Amia R
    Kansas City, KS
    Posted on August 25th, 2023 08:17 PM
    Tracy was very responsive and walked me through every step of the process. She proved to be knowledgeable and trustworthy. Which is a breath of fresh air these days.
    Reply from Tracy Geer
    August 30th, 2023 08:44 PM
    I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
  • for
    Ron Ruzicka
    Encompass
    J
    John E V
    SAINT LOUIS, MO
    Posted on August 25th, 2023 06:24 PM
    I enjoyed working with Ron because he kept communication open throughout the process, he was very good at explaining everything to me especially when it was getting complicated, and he was able to provide options for our financing that I never...
    read more
    Reply from Ron Ruzicka
    August 30th, 2023 06:59 PM
    Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
  • for
    Scott and Traci Turner
    SFTP
    D
    Donna T
    Overland Park, KS
    Posted on August 25th, 2023 02:03 PM
    Scott and his team were on top of the process from start to finish. Thank you for making the loan process so easy!
  • for
    The O'Neill Team
    Encompass
    R
    Rose C
    Leawood, KS
    Posted on August 25th, 2023 02:48 AM
    Great communication, accessible, and best interest rates. Wonderful experience. My family recommended Terry to me and I would definitely recommend him to others as well.
    Reply from The O'Neill Team
    August 25th, 2023 01:57 PM
    Thanks Rose, it was great working with you and Steven, and I know you'll love your new home! Your family is great!
  • for
    Ron Ruzicka
    Encompass
    D
    Deborah L
    HIGH RIDGE, MO
    Posted on August 25th, 2023 02:05 AM
    Ron made the entire process very easy and painless. Closing was quick, he explained all the documents very well. I felt completely comfortable and trusted that he had my best interest in mind. I will definitely be referring Ron to anyone needing...
    read more
    Reply from Ron Ruzicka
    August 30th, 2023 02:09 AM
    Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
  • for
    Barry Allen
    Encompass
    J
    Joshua M G
    KANSAS CITY, KS
    Posted on August 24th, 2023 07:32 PM
    Barry was very patient and great to work with
    Reply from Barry Allen
    August 29th, 2023 07:49 PM
    Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
  • for
    Martin Still
    Encompass
    S
    Sean G
    SHAWNEE, KS
    Posted on August 24th, 2023 04:52 PM
    Everything went smoothly
    Reply from Martin Still
    September 27th, 2023 03:14 AM
    Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
  • for
    Martin Still
    Encompass
    S
    Sean G
    SHAWNEE, KS
    Posted on August 24th, 2023 04:52 PM
    Everything went smoothly
    Reply from Martin Still
    May 21st, 2025 08:40 PM
    Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
    • 4921–4930 of 12272
    About
    We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Our Company

    Time Zone

    Central Standard Time (CST)
    Disclaimer
    Legal Statement