
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Easy to upload the online documents and team is always ready to answer questions or explain if we are confused.
Reply from Terry & Peter O'Neill
September 7th, 2023 04:27 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
Rick is very helpful in clearing all our doubts regarding the loan process. Rick is pretty quick in responding my queries reg. various things.
Reply from Rick Whisman
September 1st, 2023 08:01 PM
I'm thrilled to hear that you found my assistance valuable during the loan process, Krish. It's always my goal at First State Bank of St. Charles to clarify any doubts and answer all queries as promptly as possible. Your positive feedback and...
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Thank you for all the advice. Everything went perfectly!!
Reply from Phil Scaglia
September 6th, 2023 05:12 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
Tracy was always available to answer our questions and guided us through the whole process in a very professional, efficient and kind manner. We appreciate the service
Reply from Tracy Geer
September 6th, 2023 02:48 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
Barry, Kelly & Linda were fantastic.
Reply from Barry Allen
September 1st, 2023 04:38 PM
Thank you Bill for the kind words. Thank you for being so great to work with. I am so happy for you and Pam! Beautiful home!
Timely and professional service.
Reply from Tracy Geer
September 6th, 2023 02:11 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Scott made using my house effortlessly!
VA loans can tipectly take several weeks or months to go three and with me it was three weeks. Very happy!
Great experience from start to finish. Scott goes above and beyond and his team is quick to communicate and follow up. Would highly recommend them.
Reply from Scott and Traci Turner
May 23rd, 2024 04:55 PM
Thanks Terri!!
Great experience! FSBM made my refinance easy and quick, and answered all my questions. I would definitely use them again.
Reply from Owner
September 13th, 2023 05:43 AM
Susan, we are glad that you had an awesome experience working with us! We appreciate your review!
Phil was very pleasant, personable, professional, knowledgeable, and efficient. He took care of my refinancing with very little effort on my part and explained all my questions. He made the process simple and quick.
Reply from Phil Scaglia
September 5th, 2023 07:55 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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