
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Phil was efficient kind and so knowledgeable.
Reply from Phil Scaglia
June 29th, 2026 07:13 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
I had an outstanding experience working with this mortgage company. From the very first conversation, Terry made everything simple, clear, and stress‑free. He walked me through every step, answered all my questions, and made sure I felt confident...
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Reply from Terry & Peter O'Neill
June 29th, 2026 01:39 PM
Thanks Ann, it was great meeting you and working with you. Best of luck w/your new home!
Going into the home buying process I had very little knowledge of everything that I needed to do for the loan. The team at FSB made it very easy to make sure I knew and completed everything that needed to get done. The website was also very...
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Reply from Don MacPherson
June 29th, 2026 01:36 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Quick, smooth and easy close! Thank you guys.
Reply from Jim Yarrington
June 29th, 2026 08:43 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Phil was very straightforward about all the questions I had throughout the whole process!
Reply from Phil Scaglia
June 29th, 2026 03:21 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
Overland Park has received a review with 5 star rating from Paul R
Reply from Owner
June 28th, 2026 12:00 AM
Paul, we’re grateful for your 5-star rating! Thanks for choosing us.
did a grait job
Reply from Matt & Betsy Maassen
June 29th, 2026 05:09 PM
Thank you for taking the time to provide feedback and for putting your trust in me! It was a pleasure to work with you.
Martin and the staff were very helpful, friendly and were on top of everthing during the entire process even with all of the changes we had along the way.
Reply from Martin Still
June 22nd, 2026 02:10 PM
Thank you Christine! It was a pleasure to work with you and your family. Welcome to KC.
Phil was so responsive to all of our questions. He is very knowledgable and helpful in the process of obtaining a mortgage.
Reply from Phil Scaglia
June 25th, 2026 06:54 PM
Thanks for the great feedback. I hope you enjoy your new home!
The whole process was relatively easy
Reply from Steve Carrico
June 24th, 2026 03:29 PM
Thank you for the nice review. I enjoyed working with you on your new home purchase.
461–470 of 12216
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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