
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Steve is a true professional. He knows every aspect of this complicated business and can explain all options clearly. I would recommend Steve to anyone if they were looking to buy a home.
Todd was awesome! He made the process very easy and seamless. His communication was the best I have ever experienced in getting a mortgage!
My house buying/shopping experience crazy this time with high interest rates and low inventory. Todd was there for me as a therapist, father, and mortgage lender. It was nice to have someone that could guide me and go the extra mile when the...
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Reply from Todd Hedger
December 8th, 2023 03:43 PM
I'm truly touched by your kind words, Angie. It was a pleasure to be there for you throughout your house buying process, and I'm thrilled to hear that you found my guidance helpful during such a stressful time. I'm glad to know that you're...
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Todd made the process very easy and seamless. Several times i caught myself wondering if I needed to do anything else in the process but Todd had everything handled very well. I would recommend Todd and FSB to anyone who is looking for a home...
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Reply from Todd Hedger
December 8th, 2023 03:40 PM
I'm extremely grateful for your generous review, Matthew! It was my pleasure to make the home mortgage process as stress-free and easy as possible for you. Don't hesitate to reach out if you need anything in the future. Your recommendation...
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Tracy was great to work with throughout the process. She was professional while still being very personable and answered any/all questions promptly. I would highly recommend Tracy to anyone for assistance on a mortgage.
Reply from Tracy Geer
December 13th, 2023 03:11 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
As someone who works in IT I am very impressed with how well and smoothly it worked with the loan process. Everything was done online and it was even able to smoothly connect to my work (which requires 2FA), bank and investing accounts to get...
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As someone who works in IT I am very impressed with how well and smoothly it worked with the loan process. Everything was done online and it was even able to smoothly connect to my work (which requires 2FA), bank and investing accounts to get...
read more
Todd was awesome! He made the process very easy and seamless. His communication was the best I have ever experienced in getting a mortgage!
Reply from Owner
October 3rd, 2024 12:00 AM
We are glad to hear you had a great experience with Todd! Thank you for your business, Matt!
Steve is a true professional. He knows every aspect of this complicated business and can explain all options clearly. I would recommend Steve to anyone if they were looking to buy a home.
Reply from Owner
October 3rd, 2024 12:00 AM
Jacob, we appreciate your review and your recommendation!
As someone who works in IT I am very impressed with how well and smoothly it worked with the loan process. Everything was done online and it was even able to smoothly connect to my work (which requires 2FA), bank and investing accounts to get...
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Reply from Owner
October 9th, 2024 12:00 AM
Michael, we pride ourselves on our smooth application experience and we are so glad to hear that it worked well for you. Thank you for your business and thorough review!
4521–4530 of 12269
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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