
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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We've worked with Phil for over 15 years now and every time, it's been easy. Phil is always available to answer questions and provide assistance.
Reply from Phil Scaglia
January 13th, 2024 03:20 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
Jenny was very responsive and went the extra mile to make sure all my questions were answered.
Reply from Jenny Zillner
January 13th, 2024 03:09 PM
I really appreciate the feedback and look forward to working with you again.
Don was very communicative, patient and flexible.
Reply from Don MacPherson
January 13th, 2024 02:53 PM
I enjoyed working with you. Thanks for the great feedback.
This is my 2nd transaction in the last twelve months and both times the process was easy. Great job guys, thanks !
Reply from Jeff Krueger
January 6th, 2024 08:21 PM
Thank you again Bryan and appreciated getting to know you and look forward to actually meeting you! Jeff
Still have questions on my earnest money. Sent $3500 get back 2600
Reply from Ashley Jones
January 10th, 2024 05:51 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
Feedback and communication throughout process
Reply from Jenny Zillner
January 10th, 2024 03:24 PM
We appreciate your review and will take your feedback into consideration as we continue to enhance our services.
Prompt responses and accessibility.
Reply from Shad Lager
January 10th, 2024 03:05 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
Quick response time, knowledgeable, genuine
Reply from Phil Scaglia
January 8th, 2024 08:59 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
Everything was great! Anytime I had a question, Scott was available as soon as possible to work with me. We changed numbers and possibilities on purchases a number of times and Scott always worked up the scenarios and crunched the numbers.
Would highly recommend. No one has done it better ! Complete /responsive /helpful professionals on all aspects of the home buying and loan experience !!!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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