
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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The whole process, which was very new to us, was made so smooth and easy. Everything was timely and all our questions were answered.
Reply from Phil Scaglia
February 8th, 2024 12:00 AM
Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
Tracy is truly a rockstar, the level of professionalism and dedication to their clients is outstanding, she communicated promptly answer all my questions, she went above and beyond to ensure I understood the process as well as what and how...
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Tracy is truly a rockstar, the level of professionalism and dedication to their clients is outstanding, she communicated promptly answer all my questions, she went above and beyond to ensure I understood the process as well as what and how...
read more
Fantastic communication and availability, I felt like all my questions were addressed and the process was easy.
Reply from Phil Scaglia
February 7th, 2024 03:15 PM
Thank you so much for the great review and feedback. I hope you get settled quickly and enjoy your new home.
Fantastic communication and availability, I felt like all my questions were addressed and the process was easy.
Great communication between us. I was very impressed with Melissa‘s knowledge. I actually had a great time working with her. And other persons that were involved. Well done Ladies.
Reply from Melissa Maxwell
February 6th, 2024 04:57 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. Providing exceptional experiences for our customers is what we strive for, and your feedback motivates us to keep pushing forward.
It was a very quick and easy process.
Reply from Don MacPherson
February 6th, 2024 03:09 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you.
Phil has done everything to make this process seamless for us! He has great knowledge, and communicates with us perfectly. We couldn't have asked for a better situation when working with Phil. Would HIGHLY recommend!
Reply from Phil Scaglia
February 4th, 2024 10:48 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
Tracy never treated me as an application number, she made everything very clear by explaining the process, and what documents were needed. You always hear horror stories about the home buying process I however got very fortunate to have found...
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Reply from Tracy Geer
February 4th, 2024 05:48 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
Melissa is the best at her job. This was our first time buying a home for me and my fiancé. Melissa made the process so much less stressful than I was expecting it to be. Explained everything very thoroughly.
Reply from Melissa Maxwell
February 3rd, 2024 04:58 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
4331–4340 of 12268
About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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