
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Steve was able to answer ALL of our questions very thoroughly and we are thankful for his help!
Reply from Steve Carrico
March 7th, 2024 02:58 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words.
Nathan and Jennifer were very helpful on our transaction on purchasing our home. They did a great job on communicating at all times.
Reply from Owner
October 3rd, 2024 12:00 AM
We are so glad Nathan and Jennifer were able to assist you! Thank you for choosing First State Bank Mortgage!
We were definitely problem children and received help/advice every step of the way in order to ensure we met our closing date!!
Reply from Matt & Betsy Maassen
March 6th, 2024 05:41 PM
Thank you for your kind words! It's encouraging to know that we exceeded your expectations. Our team works hard to ensure every customer feels valued, and your review reassures us that we're on the right track.
Due to her personality and easy to communicate with Tracy was amazing to work with.
Reply from Tracy Geer
March 6th, 2024 05:00 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
Maggie was great at answering all our questions and made sure we understood well.
Reply from Maggie Rivera
March 6th, 2024 04:39 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
I’ve worked with Shad Lager and his team on two home purchases and they have been nothing short of exceptional to work with. Shad is very knowledgeable, patient and a great communicator.
Excellent communication throughout the process. Willingness to answer all our questions along with providing alternatives to secure a down payment for our new home. We won’t do business with anyone else because Shad and his team are just THAT...
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Reply from Shad Lager
March 6th, 2024 03:28 PM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
Exceptional Service from Jeff and Allison.I wanted to take a moment to express my gratitude for the outstanding service provided by Jeff and Allison. Throughout the entire process, they exemplified professionalism, expertise, and genuine friendliness...
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Reply from Jeff Fetterhoff
March 1st, 2024 05:21 PM
Thank you, Sayed for your incredibly kind words. It was truly our pleasure and we are grateful that you trusted us to work with you in buying your new home. You have a beautiful young family and we hope that your daughter has many great memories...
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I’ve worked with Shad Lager and his team on two home purchases and they have been nothing short of exceptional to work with. Shad is very knowledgeable, patient and a great communicator.
Reply from Owner
July 4th, 2024 12:00 AM
Thank you for the kind words, Jason! We’re glad your experience with us was exceptional!
Jim Yarrington has received a review with 5 star rating from Enrique C
Reply from Owner
October 3rd, 2024 12:00 AM
Thank you for the five-star rating, Enrique!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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