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First State Bank of St. Charles in Saint Charles, MO

First State Bank of St. Charles, Saint Charles, MO

Saint Charles, MO
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We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have se... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(888) 287-2175
Saint Charles, MO
https://fsbfinancial.com/
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Reviews from Web
  • for
    Phil Scaglia
    Encompass
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    Monica C Q
    Overland Park, KS
    Posted on June 4th, 2024 03:17 PM
    We appreciated Phil so much in the home buying process. He was incredibly accessible, super knowledgeable. Made a complicated process easy and streamlined. Couldn't recommend him more.
    Reply from Phil Scaglia
    June 9th, 2024 03:19 PM
    Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
  • for
    Matt & Betsy Maassen
    Encompass
    J
    Jacob D E
    MANCHESTER, MO
    Posted on June 4th, 2024 09:48 AM
    Matt always answered questions and clarified any issues. Up front language, straightforward refinance experience.
    Reply from Matt & Betsy Maassen
    June 9th, 2024 09:49 AM
    Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
  • for
    First State Bank of St. Charles
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    Brianne J
    Posted on June 4th, 2024 12:00 AM
    We were new to the home buying process and anxious going into it. Matt kept us up to speed every step of the way. His communication and professionalism is top tier. Everything went so smoothly and we closed on our home in 2 1/2 weeks. I can’t...
    read more
    Reply from Owner
    October 3rd, 2024 12:00 AM
    Brianne, we work hard to meet expectations like yours, and we’re happy to hear we hit the mark for you. Congratulations on your new home!
  • for
    Phil Scaglia
    Encompass
    D
    Daniel J J
    Paola, KS
    Posted on June 3rd, 2024 06:19 PM
    Just the speed of everything and making us understand The whole process excellent I would recommend Him to anyone. Phil is the best.
    Reply from Phil Scaglia
    June 8th, 2024 06:20 PM
    Thanks for the great feedback. I hope you enjoy your new home!
  • for
    Matt & Betsy Maassen
    Encompass
    B
    Brianne K Z
    TROY, MO
    Posted on June 3rd, 2024 02:10 PM
    This was our first time buying a house and we were anxious going into the process. Matt and his team made the process so easy and the communication was top tier. We closed on our home within 2 1/2 weeks and it was the best experience being...
    read more
    Reply from Matt & Betsy Maassen
    June 8th, 2024 02:14 PM
    Thank you for the nice review. I enjoyed working with you on your new home purchase.
  • for
    Chris Lee
    Encompass
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    Cherie R
    FLORISSANT, MO
    Posted on June 1st, 2024 11:29 PM
    If I had questions or concerns, everyone was able to explain what was going on in a way for me to understand the process better and put my mind at ease.
    Reply from Chris Lee
    June 4th, 2024 12:26 AM
    Thanks for the nice comments Cherie! I hope you enjoy your house for many years to come.
  • for
    Don MacPherson
    Encompass
    C
    Corey B
    O FALLON, MO
    Posted on June 1st, 2024 02:07 PM
    Communication, Ease, Very Detailed, just makes the whole process understandable and smooth
    Reply from Don MacPherson
    June 6th, 2024 02:12 PM
    Thank you for taking the time to provide feedback. I hope your move went smoothly as you start this new chapter!
  • for
    First State Bank of St. Charles
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    Corey B
    Posted on June 1st, 2024 12:00 AM
    First State Bank of St. Charles has received a review with 5 star rating from Corey B
    Reply from Owner
    October 3rd, 2024 12:00 AM
    Thank you for your review, Corey!
  • for
    Chris Lee
    Encompass
    J
    Joshua S
    WASHINGTON, MO
    Posted on May 31st, 2024 03:09 PM
    Chris has made this experience great hands-down Chris is probably the best loan officer I’ve ever dealt with in my entire life. I will continue to refer people to Christopher, he is extremely knowledgeable very smart very easy to deal with...
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    Reply from Chris Lee
    May 31st, 2024 06:24 PM
    Thanks Josh! That was officially the best review I have ever gotten! Things are looking up for you baby!
  • for
    Chris Lee
    Encompass
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    Katelynn A K
    WASHINGTON, MO
    Posted on May 31st, 2024 02:18 PM
    He had great communication, he was amazing to work with and wouldn’t have had another person to help with our house.
    Reply from Chris Lee
    May 31st, 2024 06:25 PM
    Thanks for the nice words Katelynn. It was great working with you and hope you guys enjoy the new place. I will be in touch as soon as these rates go down!
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    About
    We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Our Company

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