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First State Bank of St. Charles in Saint Charles, MO

First State Bank of St. Charles, Saint Charles, MO

Saint Charles, MO
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We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have se... Show More
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97%
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Reviews from Web
  • T
    Timothy B
    Posted on June 18th, 2024 12:00 AM
    Scott really stepped up to the plate when our original loan officer switched professions before we had purchased a house. He was efficient whenever we had questions. He made the loan and closing process very smooth.
    Reply from Owner
    October 3rd, 2024 12:00 AM
    Timothy, we are glad that we were able to assist you and help you have smooth lending process!
  • D
    Dane V
    Posted on June 18th, 2024 12:00 AM
    Phil and the team at First State Bank were super helpful in helping us purchase our first home, that we decided to work with them again when purchasing our second! The team is very responsive, even past normal business hours, to answer any...
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    Reply from Owner
    October 3rd, 2024 12:00 AM
    Dane, we are thrilled that you decided to work with us again! That is the biggest compliment you could give us. We truly appreciate your loyalty!
  • M
    Melissa H
    Shoreline, WA
    Posted on June 16th, 2024 10:07 PM
    Great communication from the beginning to the end It was a huge difference from our previous lending officer. We knew where we were in mortgage processes the whole time and nothing surprised us except how easy it was to lend this time around....
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    Reply from Todd Hedger
    June 20th, 2024 12:51 PM
    Thank you, Melissa, for your glowing review and the perfect rating! We strive to keep our customers informed throughout each step of the lending process and it's wonderful to know that the communication made a significant difference for you....
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  • S
    Sue E W
    Hamilton, MO
    Posted on June 16th, 2024 02:53 PM
    Efficient, helpful, knowledgeable.
    Reply from Todd Hedger
    June 20th, 2024 12:52 PM
    Thank you for your valuable feedback, Sue! We're delighted to hear that you had a positive experience. Your 5-star rating is greatly appreciated and it motivates us to continue delivering excellent service. Thank you once again for taking the...
    read more
  • R
    Robert H
    BASEHOR, KS
    Posted on June 16th, 2024 02:38 PM
    We appreciate the consistent communication throughout the process. We knew that when we messaged Kelly, we would get a response in a timely manner.
    Reply from Kelly Whitwood
    June 17th, 2024 05:55 PM
    Thank you, Rob! I hope you both enjoy your new home and welcome back to KC!
  • T
    Tracy R R
    Cave Creek, AZ
    Posted on June 16th, 2024 02:01 PM
    Knowledgeable and professional, gets the job done!
    Reply from Jeff Krueger
    June 17th, 2024 11:52 PM
    Tracy...You are always a pleasure to work with. Your promptness makes my job a lot easier. Thank you for who you are also. Jeff
  • T
    Tony H
    Posted on June 16th, 2024 12:00 AM
    Todd was extremely knowledgeable and took the time to explain all options and processed. Great communication through out the whole process. It was smooth and quick vs other lending experiences I had.
    Reply from Owner
    October 3rd, 2024 12:00 AM
    Tony, we are glad you had a positive experience with Todd! Please let us know if you need assistance in the future.
  • G
    George P R
    Prairie Village, KS
    Posted on June 15th, 2024 05:38 PM
    Phil was always very fast to respond and very thorough with his explanations. He never cut corners and always made sure my questions or concerns were addressed.
    Reply from Phil Scaglia
    June 20th, 2024 05:41 PM
    Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
  • O
    Oraib M A
    O Fallon, MO
    Posted on June 15th, 2024 03:44 PM
    It was hard work and I was in a place where I couldn't justify where I got my money from
    Reply from Beau House
    June 20th, 2024 03:45 PM
    Thank you for the opportunity to assist you with your new home purchase. Please let me know if you have any questions.
  • J
    Jeffrey W E
    Leawood, KS
    Posted on June 15th, 2024 02:49 PM
    It was great working with you, you and your team made the process so seamlessly and easy for my wife and I.
    Reply from Phil Scaglia
    June 20th, 2024 02:50 PM
    Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
  • 3791–3800 of 12263
    About
    We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up. Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Our Company

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