
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Brad was very forth coming with details that we did not know. He always gave us advice and allowed us to make the best informed decision we could. Stephanie was also very responsive when we left messages and she explained where we were in the...
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Reply from Brad Fink
June 29th, 2024 08:03 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
Seamless service left me feeling as if I had zero worries! Would be happy to recommend to anyone looking for these services.
Reply from Phil Scaglia
June 29th, 2024 03:59 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
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Reply from Phil Scaglia
June 29th, 2024 03:14 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Phil was an incredible support system for us. He was always eager to answer our questions and he went above and beyond to help us buy our dream home. Thank you Phil and team!
Reply from Phil Scaglia
June 29th, 2024 02:15 PM
I really appreciate the feedback and look forward to working with you again.
Phil kept us up to date and on track throughout the process. His easy and confident demeanor alleviated any potential stress. I hope we don’t move again for a long time, but if we do we’d use him again.
Reply from Phil Scaglia
June 29th, 2024 02:15 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
Chris and the rest of the team were very communicative throughout the process and guided us through it step by step. I appreciate the insight and education that he provided to us.
Reply from Chris Lee
June 29th, 2024 02:06 PM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
Communication and assistance was excellent.
Reply from Don MacPherson
June 29th, 2024 02:57 AM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
The loan officer and his assistant were top notch. We will bank with them again
Reply from Owner
July 4th, 2024 12:00 AM
Rebecca, thank you for your positive feedback!
Phil was extremely helpful, patient and knowledgeable, no matter how many questions I asked! I would highly recommend him!
Reply from Owner
October 3rd, 2024 12:00 AM
Thank you for your kind words, Jessica. We really appreciate you taking the time to share your experience with us!
Jim Yarrington has received a review with 5 star rating from Patricia O
Reply from Owner
October 3rd, 2024 12:00 AM
Thank you for the five stars, Patricia!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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