
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Purchasing a home while relocating back to the US was stressful at times, but the financing portion was not part of that, thanks to Phil and the team. He was thorough on communications and guidance, and it was the easiest part of the process...
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Reply from Phil Scaglia
August 24th, 2024 03:05 PM
Thank you for your kind words! I’m thrilled to hear that you had a positive experience with us. We appreciate your support and look forward to serving you again soon.
Clear communication, willing to stay on the phone to make sure we understood everything. Very helpful!
Reply from Scott and Traci Turner
August 24th, 2024 12:58 PM
Thank you for the positive review. I hope you enjoy your new home. If you need anything, please give me a call.
Jim Yarrington has received a review with 5 star rating from Tony G
Reply from Owner
October 3rd, 2024 12:00 AM
Thank you for your review, Tony!
Gerry’s knowledge and experience made this process easy to understand and complete.
Reply from Gerry Phillips
August 19th, 2024 01:38 PM
Wow... thanks SO much, Kay. I received Mark's super-nice review & now getting yours makes it so much more special!
The process she wait no time she make it done quick.
Reply from Jenny Zillner
August 23rd, 2024 03:49 PM
Helping great customers like you is why I'm in this business. Thank you so much for trusting us with your new home loan and for the great feedback.
Nathan helped with the while process and made things simple for us. Any questions we had he answer and made sure we knew exactly what we needed.
Reply from Nathan Grojean
August 23rd, 2024 02:06 PM
I really appreciate the feedback and look forward to working with you again.
Gerry is extremely accessible and moves very quickly. This is the second time we have had the pleasure of working with Gerry and if we ever buy another house we will only use Gerry again.
Reply from Gerry Phillips
August 18th, 2024 05:26 PM
Thank you, Mark! You and Kay are always a delight to work with. You 2 are top notch and make things SO easy!
The whole process went pretty well. Thanks for your help!
Reply from Don MacPherson
August 23rd, 2024 02:26 AM
Thank you for the kind words. I hope you enjoy making new memories in your new home.
Russ is truly amazing! It was a pleasure working with him again and always treats his clients well. A lifelong client and I highly recommend using him! He provides all of his clients top notch service.
Reply from Russ Bray
August 22nd, 2024 03:24 PM
Thank you for the opportunity to help with your loan. I wish you many years of happiness in your new home.
I LOVE Jenny, she is so freaking responsive and gives me great information so that I can make effective decisions and extremely timely turning things around. She is a freaking Rockstar and I would recommend her to anyone.
Reply from Jenny Zillner
August 22nd, 2024 02:16 PM
Thank you! It was a pleasure to work with you, and I hope you enjoy your new home for years to come!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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