
First State Bank of St. Charles, Saint Charles, MO
Saint Charles, MO

We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have se... Show More
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Very helpful in answering all our questions and made the whole process smooth.
Reply from Todd Hedger
September 9th, 2024 04:39 PM
Thank you, Christopher, for taking the time to leave such a positive review. Your feedback is greatly appreciated. We look forward to serving you again in the future.
Phil was fantastic. He was always available for questions and did an excellent job of demonstrating his experience & expertise during our mortgage process.
Reply from Phil Scaglia
September 13th, 2024 02:24 PM
I’m grateful for your kind words! It's wonderful to know that you had a terrific experience with us. Our team strives to deliver excellence, and your feedback motivates us to continue doing what we love.
He was such a helpful part of our home buying process!
Reply from Barry Allen
September 13th, 2024 02:05 PM
Thank you for your great review! I’m delighted to hear that you had such a positive experience with us. Your satisfaction is our ultimate reward, and we can't wait to provide you with exceptional service again in the future.
Chris is straightforward and incredibly knowledgeable. Everything is explained and easy. I've been a customer for years and don't plan to change that.
Reply from Chris Lee
September 13th, 2024 12:34 AM
Your positive review made my day! I’m thrilled that you had a great experience with us. It means a lot to our team to know that our efforts are appreciated. Thank you for the kind words, and we hope to see you again soon.
Chesterfield has received a review with 5 star rating from Matt H
Reply from Owner
July 4th, 2025 12:00 AM
Matt, we appreciate your review!
Phil was fantastic. He was always available for questions and did an excellent job of demonstrating his experience & expertise during our mortgage process.
Reply from Owner
October 3rd, 2024 12:00 AM
Spencer, thank you for sharing your experience with Phil. We appreciate your business!
Highly recommend Jim and his team! We are first time home buyers and he made the process very easy. He is strong in communication and the most outgoing man I’ve ever met. He goes above and beyond for his customers!
I cannot say enough nice things about Jim. We bought our first house and he made the process very easy. We had issues with our SSN and he had resources to help! His communication was outstanding. 10/10 recommend Jim and his team!
Reply from Jim Yarrington
September 12th, 2024 03:53 PM
Thank you for taking the time to share your experience. If I can be of further assistance to you, or your family and friends, please let me know.
Accessible during the buying process, including on weekends when we needed paperwork for offers. Also asked questions about my plans to sell my house and explained that the loan could be recast at that time, which is something I wasn’t aware...
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Reply from Terry & Peter O'Neill
September 12th, 2024 03:46 PM
Thank you for the wonderful review! Making customers happy is our top priority, and I’m thrilled that we succeeded with you. I hope your enjoy your new home!
Melissa is so kind and helpful, she really made the whole process incredibly easy
Reply from Melissa Maxwell
September 11th, 2024 01:54 PM
I’m delighted to receive your positive feedback! We strive to provide exceptional service, and your review encourages us to keep up the good work. Thank you!
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About
We’re a full service mortgage lender with an experienced staff offering mortgage loans for everyone – whether you are buying your first home, refinancing to lower your payments, or building a home from the ground up.
Since 1867, we have served the lending needs of our community with integrity and a dedication to excellence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
USDA Loans
Qualified Mortgage Pre-Approvals
Our Company
Time Zone
Central Standard Time (CST)
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